Senior Mortgage Origination Counsel – Residential Lending

Bank of America; Plano (TX); On-site; USD 180,000 - 230,000; Full time

Job summary

Bank of America is seeking a seasoned mortgage legal counsel to support residential origination activities, including conventional, government-insured, jumbo, and high net worth programs. The role provides trusted guidance to business, operations, compliance, risk, and product teams on mortgage lending laws, regulatory developments, and strategic initiatives.

You will advise on disclosures, underwriting, product development, and investor guidelines while collaborating with compliance and audit

Qualifications

• Active membership in at least one state bar.
• A minimum of 6 years of experience practicing law, with substantial experience supporting residential mortgage lending activities.
• Demonstrated experience advising on mortgage origination products and processes.
• Strong understanding of mortgage industry business practices and operational workflows.

Responsibilities

• Provide legal advice and strategic guidance on conventional and government inured residential mortgage origination activities, products, processes, and initiatives
• Counsel business partners on jumbo, high net worth, asset-based, relationship-based, and other customized mortgage lending programs
• Provide legal analysis on mortgage product development, underwriting practices, pricing considerations, disclosures, advertising, digital applications, and secondary market eligibility requirements
• Partner closely with compliance, risk, audit, operations, and product teams to assess and mitigate legal and regulatory risk
• Support examinations, regulatory inquiries, audits, investigations, litigation, and remediation initiatives involving mortgage lending activities
• Participate in strategic projects involving technology modernization, digital mortgage initiatives, automation, artificial intelligence, and operational process enhancements

Skills

Advisory

Influence

Interpret Relevant Laws, Rules, andReg

Policies, Procedures, and Guidelines

Risk Management

Critical Thinking

Decision Making

Issue Management

Legal Drafting and Writing

Regulatory Compliance

Attention to Detail

Collaboration

Executive Presence

Legal Structures and Legal Forms

Problem Solving

Education

Doctorate degree in related field

Job description

Bank of America is seeking a seasoned mortgage legal counsel to support residential origination activities, including conventional, government-insured, jumbo, and high net worth programs. The role provides trusted guidance to business, operations, compliance, risk, and product teams on mortgage lending laws, regulatory developments, and strategic initiatives.

You will advise on disclosures, underwriting, product development, and investor guidelines while collaborating with compliance and audit