Senior Mortgage Lender — Build Relationships & Grow Home Loans

California Bank & Trust; Rancho Cucamonga (CA); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance -

Life and Disability Insurance

Paid Parental Leave and Adoption…

Health Savings (HSA), Flexible Savings

Paid Training, PTO and 11 Federal/州 假日

401(k) plan with company match, Profit

Mental health benefits including coach

Tuition Reimbursement up to $5,250 per

Employee Ambassador

Job summary

California Bank & Trust is seeking a seasoned Mortgage Lender to expand residential mortgage business in California. You will leverage established relationships and referrals from real estate agents, builders, and branches to originate loans.

The role requires 4+ years in mortgage lending origination, strong credit and regulatory knowledge, and effective communication to guide clients through the loan process.

Qualifications

• Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
• Ability to successfully solicit loans.
• Ability to work independently.
• Strong interpersonal skills
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills
• Ability to work effectively in high pressure environment.
• Ability to work with various types of computer software, including mortgage specific software.

Responsibilities

• Solicit and bring in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
• Ensure compliance with regulatory guidelines in the performance of loan originator duties.
• Interviews potential applicants to develop information concerning their needs, desires and other information.
• Obtains and review pertinent financial and credit data.
• Assist customers with information about loan types and interest rate options, locking rates, preparing disclosures, and submitting information to underwriting.
• Ensure any re-disclosures are made timely.
• May order appraisals, arrange title search and obtain necessary documents.
• Communicate with the customer throughout the process and work with processors through closing.
• Originates residential home loans.
• Keeps informed of trends in local real estate market and mortgage regulations.
• Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
• Other duties as assigned.

Skills

Mortgage Lending

Relationship Building

Regulatory Compliance

Credit Analysis

Education

College degree

Tools

Mortgage software

Job description

California Bank & Trust is seeking a seasoned Mortgage Lender to expand residential mortgage business in California. You will leverage established relationships and referrals from real estate agents, builders, and branches to originate loans.

The role requires 4+ years in mortgage lending origination, strong credit and regulatory knowledge, and effective communication to guide clients through the loan process.