SoCal Lending Advisor – Mortgage & Client Growth

Bank of America; Newport Beach (CA); On-site; USD 67,000 - 77,000; Full time

Benefits offered by this job

Benefits eligible

Incentive plan

Job summary

Bank of America is seeking a Consumer Lending Advisor to provide mortgage lending guidance to new-to-bank clients and to develop external business through a network of real estate professionals and builders. You will manage pipelines, assess credit, and navigate underwriting and closing steps with a focus on compliant, customer-centric solutions.

The role requires 3+ years of loan origination experience, strong communication, and the ability to work independently while meeting regulatory and

Qualifications

• 3+ years in loan origination with self-sourced purchase business.
• Ability to manage a pipeline to deliver a strong client experience.
• Strong knowledge of Conventional, Jumbo and Government loan products.
• Ability to analyze income, assets and liabilities to qualify clients for loan products.
• Understanding of processing, underwriting and closing procedures.
• Working knowledge of federal real estate lending regulations.
• Ability to source clients independently via external real estate professionals and COIs.
• Ability to work independently and stay organized.

Responsibilities

• Provide client care with Consumer Lending and Core Banking products.
• Engage in community development and external networking to grow client and market share.
• Understand lending processes and credit guidelines to tailor client solutions.
• Manage daily client and loan pipelines with organization and collaboration with loan fulfillment partners.
• Leverage digital solutions to offer clients preferred service pathways.
• Maintain compliance with federal/state regulations and bank requirements.

Skills

Loan origination

Referral network

Pipelines management

Communication skills

Independent work

Sales oriented

Client relationships

Education

High School Diploma or equivalent

Tools

MS Office

Job description

Bank of America is seeking a Consumer Lending Advisor to provide mortgage lending guidance to new-to-bank clients and to develop external business through a network of real estate professionals and builders. You will manage pipelines, assess credit, and navigate underwriting and closing steps with a focus on compliant, customer-centric solutions.

The role requires 3+ years of loan origination experience, strong communication, and the ability to work independently while meeting regulatory and