Senior Mortgage Credit Analyst – Deal Structuring

D2B; United States; Remote; USD 63,000 - 91,000; Full time

Job summary

D2B in Melbourne seeks a Senior Mortgage Credit Analyst Support to own loan files from acceptance to settlement. This role requires an analytical, proactive processor who interprets lender policies, assesses complex income, and delivers audit-ready packages for high-level credit review.

The successful candidate will bridge 4 brokers and 3 Melbourne-based Credit Analysts, with strong English communication and a fixed Australian business hours schedule (9:00 AM - 6:00 PM AEST).

Qualifications

• Minimum 3+ years in Australian residential loan processing or credit assessment.
• Strong understanding of serviceability mechanics (LVR/DTI, HECS treatment).
• Ability to read and interpret lender credit policies and automate checks.
• Proactive communication of policy nuances to brokers and credit staff.

Responsibilities

• Prepare and structure loan packages for credit review.
• Audit, collect, and verify client documents using Hello packs and MyCRM.
• Maintain compliance records and ensure data readiness before handoff.
• Collaborate with brokers and onshore credit analysts for final submission.

Skills

Australian mortgage processing

Credit assessment

Serviceability calculations

English communication

Tools

MyCRM (LMG)

Job description

D2B in Melbourne seeks a Senior Mortgage Credit Analyst Support to own loan files from acceptance to settlement. This role requires an analytical, proactive processor who interprets lender policies, assesses complex income, and delivers audit-ready packages for high-level credit review.

The successful candidate will bridge 4 brokers and 3 Melbourne-based Credit Analysts, with strong English communication and a fixed Australian business hours schedule (9:00 AM - 6:00 PM AEST).