Senior Mortgage Closer & Funder – Closing Expert

Palm Harbor Homes; Plano (TX); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Competitive Salary

Medical/Dental/Vision Insurance

Paid Holidays

401K Match

Generous PTO

FSA/HSA Plans

Life/Disability/Accidental Insurance

Job summary

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender, is seeking a Senior Mortgage Closer/Funder for its Plano, TX office. The role drives closing processing, funds disbursement, and regulatory compliance for FHA, Fannie Mae, and other investor loans.

The ideal candidate has 3+ years of loan closing experience, strong TRID knowledge, and meticulous attention to detail.

Qualifications

• Bachelor's degree in Finance, Accounting, or Business.
• 3+ years’ experience as a loan closer in banking or financial services.
• Knowledge of FHA, Fannie Mae, and investor loan closing requirements.
• Proficiency in TRID regulations and Closing Disclosure procedures.
• Strong attention to detail and accuracy.

Responsibilities

• Drive the loan closing processing after clear conditions to close while multitasking loan closing escalations.
• Communicate with closing document provider and finalize closing documents in a loan closing package.
• Serves as SME in Change in Circumstance requirements, TRID regulations, and Closing Disclosure preparation.
• Collaborate with title company to reconcile and balance Closing Disclosure with precision and efficiency.
• Exceptional knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home).
• Partner with accounting dept for accurate and timely transfer of funds for closing.
• Examine and understand the risk of each final executed document prior to funding.
• Expert in loan structuring (purchase vs refinance) to comply with lending practices and federal regulations.
• Proficient in electronic document storage to index and audit closing documents.
• Conduct recording fee audits, update state recording templates and obtain title company refunds.
• Expertise in right of rescission requirements.
• Develop and maintain a positive experience for internal and external clients as primary point of contact for closing and funding.
• Keep the Closing manual current with the step-by-step procedures for each loan product.
• Identify inefficiencies in the closing and funding process, recommend improvements, and assist with policy/procedure updates.
• Serve as EME of the LOS and closing software, assist with system testing and updates.
• Assist with post-closing and construction department responsibilities as needed.
• Strong attention to detail and accuracy maintaining service level commitments.
• Perform administrative, database administration and preparation of reports as required.
• Consistently meets and exceeds individual, team and department objectives.
• Perform other duties and special projects as assigned.

Skills

Close loans

TRID knowledge

FHA/Fannie Mae experience

Attention to detail

Communication skills

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Microsoft Excel

Job description

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender, is seeking a Senior Mortgage Closer/Funder for its Plano, TX office. The role drives closing processing, funds disbursement, and regulatory compliance for FHA, Fannie Mae, and other investor loans.

The ideal candidate has 3+ years of loan closing experience, strong TRID knowledge, and meticulous attention to detail.