Senior Money Movement Risk & Controls Architect

Intuit

Mountain View (CA)

On-site

USD 185,000 - 251,000

Full time

7 days ago

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Job summary

Intuit seeks an experienced Finance risk and controls leader to own the control posture for new money movement launches, partnering with Product, Engineering, Compliance and Legal. You will design control architecture for settlement, reconciliation, and safeguarding, and own the SOX control set across the lifecycle of products and partner integrations.

Responsibilities span from design through launch readiness, performance monitoring, and remediation, with direct engagement with

Qualifications

12+ years in risk and controls, internal audit, technical accounting, or Finance operations, with meaningful time in payments, banking, or fintech.
Ownership of control design for new products or new payment flows, not only testing controls someone else designed.
Deep command of money movement mechanics: settlement timing, clearing and suspense behavior, reconciliation architecture, chargeback and return flows, and how each of them fails.
Strong SOX 404 fluency, including deficiency evaluation and direct engagement with Internal and External Audit.
Enough regulatory fluency to translate obligation into control requirement in a room with Compliance and Legal.
Ability to influence Product and Engineering without formal authority, and to hold a control position under launch pressure.
An active AI practice. At Intuit this is an expectation, not a differentiator.

Responsibilities

Lead Finance risk and controls on new money movement launches, from design through launch readiness and stabilization.
Design the control architecture for new flows of funds: settlement and reconciliation, clearing and suspense structure, cutoff and timing, customer funds safeguarding, and failure-mode handling.
Define what "control ready" means for a product, assess against it, and hold the position when a launch date and a control gap are in tension.
Partner with Technical Accounting on structure decisions that drive accounting outcomes: principal versus agent, guarantee and indemnity arrangements, custody and safeguarding.
Own the SOX control set for money movement: design, documentation, evidence standards, and remediation of deficiencies.
Lead the Finance side of scoping, walkthroughs, testing, and deficiency evaluation with Internal Audit, SOX PMO, and External Audit.
Redesign controls that no longer fit as volume, product mix, and partner architecture change, rather than patching them.
Bring new products into the control environment on a defined post-launch timeline.
Serve as the Finance counterpart to Compliance and Legal on obligations that shape control design: BSA/AML dependencies, money transmitter licensing, safeguarding and permissible investment, Reg E and Reg CC, NACHA, and card network rules.
Own the Finance risk view of partners in the flow of funds, including sponsor banks, processors, custodians, and program managers: control reliance, right to audit, and concentration risk.
Support regulator, partner bank, and external auditor requests with organized, defensible documentation.
Build the metrics that surface exposure early: control coverage, break and aging trends, settlement exceptions.
Design controls that are automated and evidence-generating from inception, applying AI tooling where it creates real leverage and naming where it introduces risk that must itself be controlled.