Senior Finance Risk & Controls Architect – Money Movement

Intuit Inc.; Mountain View (CA); On-site; USD 185,000 - 251,000; Full time

Job summary

Intuit Inc. is seeking a Finance risk and controls leader for Money Movement, reporting to the Group Manager, with a mandate to design control architecture for new money movement products and own the SOX environment.

You will partner with Product, Engineering, Compliance and Legal, shape regulatory obligations, and drive post-launch control readiness across settlement, reconciliation, and customer funds safeguarding in a fast-paced fintech context.

Qualifications

• 12+ years in risk and controls, with fintech/payments experience.
• Ownership of control design for new products or new payment flows.
• Deep command of money movement mechanics: settlement, reconciliation, and related failures.
• Strong SOX 404 fluency with audit engagement experience.
• Regulatory fluency to translate obligations into controls with Compliance and Legal.
• Ability to influence Product and Engineering without formal authority.

Responsibilities

• Lead Finance risk and controls on new money movement launches, from design through launch readiness and stabilization
• Design the control architecture for new flows of funds: settlement and reconciliation, clearing and suspense structure, cutoff and timing, customer funds safeguarding, and failure-mode handling
• Define what 'control ready' means for a product, assess against it, and hold the position when a launch date and a control gap are in tension
• Partner with Technical Accounting on structure decisions that drive accounting outcomes: principal versus agent, guarantee and indemnity arrangements, custody and safeguarding
• Own the SOX control set for money movement: design, documentation, evidence standards, and remediation of deficiencies
• Lead the Finance side of scoping, walkthroughs, testing, and deficiency evaluation with Internal Audit, SOX PMO, and External Audit
• Redesign controls that no longer fit as volume, product mix, and partner architecture change, rather than patching them
• Bring new products into the control environment on a defined post-launch timeline
• Serve as the Finance counterpart to Compliance and Legal on obligations that shape control design: BSA/AML dependencies, money transmitter licensing, safeguarding and permissible investment, Reg E and Reg CC, NACHA, and card network rules
• Own the Finance risk view of partners in the flow of funds, including sponsor banks, processors, custodians, and program managers: control reliance, right to audit, and concentration risk
• Support regulator, partner bank, and external auditor requests with organized, defensible documentation
• Build the metrics that surface exposure early: control coverage, break and aging trends, settlement exceptions
• Design controls that are automated and evidence-generating from inception, applying AI tooling where it creates real leverage and naming where it introduces risk that must itself be controlled

Skills

Risk management

Internal audit

SOX 404

Payments knowledge

Regulatory fluency

AI in controls

Job description

Intuit Inc. is seeking a Finance risk and controls leader for Money Movement, reporting to the Group Manager, with a mandate to design control architecture for new money movement products and own the SOX environment.

You will partner with Product, Engineering, Compliance and Legal, shape regulatory obligations, and drive post-launch control readiness across settlement, reconciliation, and customer funds safeguarding in a fast-paced fintech context.