Principal, Risk & Controls

Intuit; Mountain View (CA); On-site; USD 185,000 - 251,000; Full time

Job summary

Intuit seeks an experienced Finance risk and controls leader to own the control posture for new money movement launches, partnering with Product, Engineering, Compliance and Legal. You will design control architecture for settlement, reconciliation, and safeguarding, and own the SOX control set across the lifecycle of products and partner integrations.

Responsibilities span from design through launch readiness, performance monitoring, and remediation, with direct engagement with

Qualifications

• 12+ years in risk and controls, internal audit, technical accounting, or Finance operations, with meaningful time in payments, banking, or fintech.
• Ownership of control design for new products or new payment flows, not only testing controls someone else designed.
• Deep command of money movement mechanics: settlement timing, clearing and suspense behavior, reconciliation architecture, chargeback and return flows, and how each of them fails.
• Strong SOX 404 fluency, including deficiency evaluation and direct engagement with Internal and External Audit.
• Enough regulatory fluency to translate obligation into control requirement in a room with Compliance and Legal.
• Ability to influence Product and Engineering without formal authority, and to hold a control position under launch pressure.
• An active AI practice. At Intuit this is an expectation, not a differentiator.

Responsibilities

• Lead Finance risk and controls on new money movement launches, from design through launch readiness and stabilization.
• Design the control architecture for new flows of funds: settlement and reconciliation, clearing and suspense structure, cutoff and timing, customer funds safeguarding, and failure-mode handling.
• Define what "control ready" means for a product, assess against it, and hold the position when a launch date and a control gap are in tension.
• Partner with Technical Accounting on structure decisions that drive accounting outcomes: principal versus agent, guarantee and indemnity arrangements, custody and safeguarding.
• Own the SOX control set for money movement: design, documentation, evidence standards, and remediation of deficiencies.
• Lead the Finance side of scoping, walkthroughs, testing, and deficiency evaluation with Internal Audit, SOX PMO, and External Audit.
• Redesign controls that no longer fit as volume, product mix, and partner architecture change, rather than patching them.
• Bring new products into the control environment on a defined post-launch timeline.
• Serve as the Finance counterpart to Compliance and Legal on obligations that shape control design: BSA/AML dependencies, money transmitter licensing, safeguarding and permissible investment, Reg E and Reg CC, NACHA, and card network rules.
• Own the Finance risk view of partners in the flow of funds, including sponsor banks, processors, custodians, and program managers: control reliance, right to audit, and concentration risk.
• Support regulator, partner bank, and external auditor requests with organized, defensible documentation.
• Build the metrics that surface exposure early: control coverage, break and aging trends, settlement exceptions.
• Design controls that are automated and evidence-generating from inception, applying AI tooling where it creates real leverage and naming where it introduces risk that must itself be controlled.

Skills

Risk and controls

Internal audit

SOX 404

Regulatory fluency

Influence without authority

AI in risk

Payments/fintech

Control design ownership

Launch governance

Education

CPA

CIA

CISA

Job description

Overview

Intuit moves money at scale: payments, payroll, bill pay, instant funding, consumer money accounts, and emerging digital asset products. Most of that surface is still being built, and every product on it carries settlement risk, partner risk, regulatory obligation, and financial reporting consequence.

The Money Movement Risk & Controls team owns the control posture for that surface, and we sit upstream of launch rather than downstream of it. This role is the Finance risk authority in the room with Product, Engineering, Compliance, and Legal: designing the control architecture new products ship with, before they ship, and owning the SOX environment that keeps the existing portfolio defensible. Individual contributor, reporting to the Group Manager, Process Modernization, GTM & Risk, with visibility into the CAO and CFO organizations.

Responsibilities

New Product & GTM Control Design

• Lead Finance risk and controls on new money movement launches, from design through launch readiness and stabilization
• Design the control architecture for new flows of funds: settlement and reconciliation, clearing and suspense structure, cutoff and timing, customer funds safeguarding, and failure-mode handling
• Define what "control ready" means for a product, assess against it, and hold the position when a launch date and a control gap are in tension
• Partner with Technical Accounting on structure decisions that drive accounting outcomes: principal versus agent, guarantee and indemnity arrangements, custody and safeguarding

SOX & Controls Operation

• Own the SOX control set for money movement: design, documentation, evidence standards, and remediation of deficiencies
• Lead the Finance side of scoping, walkthroughs, testing, and deficiency evaluation with Internal Audit, SOX PMO, and External Audit
• Redesign controls that no longer fit as volume, product mix, and partner architecture change, rather than patching them
• Bring new products into the control environment on a defined post-launch timeline

Regulatory & Partner Risk

• Serve as the Finance counterpart to Compliance and Legal on obligations that shape control design: BSA/AML dependencies, money transmitter licensing, safeguarding and permissible investment, Reg E and Reg CC, NACHA, and card network rules
• Own the Finance risk view of partners in the flow of funds, including sponsor banks, processors, custodians, and program managers: control reliance, right to audit, and concentration risk
• Support regulator, partner bank, and external auditor requests with organized, defensible documentation

Measurement & Automation

• Build the metrics that surface exposure early: control coverage, break and aging trends, settlement exceptions
• Design controls that are automated and evidence-generating from inception, applying AI tooling where it creates real leverage and naming where it introduces risk that must itself be controlled

Qualifications

Required

• 12+ years in risk and controls, internal audit, technical accounting, or Finance operations, with meaningful time in payments, banking, or fintech
• Ownership of control design for new products or new payment flows, not only testing controls someone else designed
• Deep command of money movement mechanics: settlement timing, clearing and suspense behavior, reconciliation architecture, chargeback and return flows, and how each of them fails
• Strong SOX 404 fluency, including deficiency evaluation and direct engagement with Internal and External Audit
• Enough regulatory fluency to translate obligation into control requirement in a room with Compliance and Legal
• Ability to influence Product and Engineering without formal authority, and to hold a control position under launch pressure
• An active AI practice. At Intuit this is an expectation, not a differentiator

Preferred

• Stood up a control environment for a new product line, legal entity, or payment rail
• Digital asset and stablecoin flows: custody, safeguarding, settlement finality
• Bank partnership or program management models, including sponsor bank oversight expectations
• Public company close and external reporting experience
• CPA, CIA, or CISA

At Principal

• You operate without direction. Scope arrives ambiguous and you return it resolved
• You design frameworks that hold across a portfolio, not controls built one product at a time
• You are the person the room defers to on money movement risk, without escalation to your manager
• You size residual risk honestly: no manufactured comfort, no blocking on theoretical risk
• You reduce single-threaded dependency rather than becoming it

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.

The Expected Base Pay Range For This Position Is

Mountain View $185,000 - $250,500

San Diego, CA $163,500- $221,500