Senior Medical Underwriter - Group Benefits & Self-Funding

Highmark Health; Helena (MT); In loco; USD 79.000 - 127.000; Tempo pieno

Descrizione del lavoro

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze contract structures for group plans based on claims experience and employee group characteristics. The role involves applying underwriting policies, assessing risk, and ensuring profitability while supporting growth, retention, and compliance across renewals and new business.

The incumbent will collaborate with internal teams and brokers, prepare financial exhibits, and provide guidance on pricing strategy to

Competenze

• Bachelor’s degree in a quantitative field.
• 5–7 years underwriting experience in self-funded or converting to self-funding.
• Strong math and analytical abilities.
• Ability to interact with internal and external stakeholders.
• Ethical business practices with privacy compliance.

Mansioni

• Renew a book of business and write new business at profitable levels.
• Calculate rates and interpret pricing policy for quotes.
• Identify questionable claim patterns and adjust pricing recommendations.
• Support risk management policies and compliance initiatives.
• Prepare reports with rationale for pricing and financial activity.
• Coordinate with brokers and market partners to align pricing.

Conoscenze

Math aptitude

Underwriting

Independent work

Negotiation

Communication

Formazione

Bachelor’s degree in Mathematics/Actuarial Science/Finance/Business/CS

Descrizione del lavoro

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze contract structures for group plans based on claims experience and employee group characteristics. The role involves applying underwriting policies, assessing risk, and ensuring profitability while supporting growth, retention, and compliance across renewals and new business.

The incumbent will collaborate with internal teams and brokers, prepare financial exhibits, and provide guidance on pricing strategy to