Senior Loan Servicer – Financial Statement Spreading & Analysis

Citizens; Johnston (RI); Presencial; USD 60.000 - 95.000; Tempo integral

Resumo da vaga

Citizens is seeking a Commercial Operations Loan Servicer III (Financial Statement Spreading) to analyze borrower financial statements and accurately spread information into financial analysis systems. You will review balance sheets and income statements, ensure accuracy, and support credit decisions, covenant monitoring, and portfolio management.

The role requires strong accounting knowledge, analytical skills, attention to detail, and the ability to manage multiple priorities in a

Qualificações

• Experience reviewing, analyzing, or working with financial statements or related financial services functions.
• Strong knowledge of balance sheets, income statements, cash flow concepts, and accounting principles.
• Strong attention to detail with a commitment to accuracy and quality.
• Ability to independently manage multiple assignments, priorities, and deadlines.
• Strong written and verbal communication skills.

Responsabilidades

• Analyze borrower financial statements and accurately spread financial information into applicable financial analysis systems.
• Review and classify balance sheet and income statement data according to spreading conventions.
• Perform quality-control reviews and reconcile information to source documentation.
• Process annual, interim, year-to-date, and other applicable financial statement periods.
• Identify discrepancies and escalate or clarify information as needed.
• Support financial information used for credit decisions, covenant monitoring, and portfolio management.
• Manage spreading requests and prioritize work to meet service expectations.
• Maintain records related to completed financial spreading activity.
• Collaborate with Commercial Banking, Credit, and stakeholders to deliver timely financial information.
• Provide guidance to less experienced colleagues and ensure consistent processes.

Conhecimentos

Financial statement analysis

Analytical skills

Attention to detail

Multitasking

Communication skills

Formação

High School Diploma/GED

Bachelor’s degree in Accounting, Finance, or related field

Descrição da vaga

Citizens is seeking a Commercial Operations Loan Servicer III (Financial Statement Spreading) to analyze borrower financial statements and accurately spread information into financial analysis systems. You will review balance sheets and income statements, ensure accuracy, and support credit decisions, covenant monitoring, and portfolio management.

The role requires strong accounting knowledge, analytical skills, attention to detail, and the ability to manage multiple priorities in a