Senior Loan Processor - North Raleigh/Wake Forest, NC

First-Heritage-Mortgage; Raleigh (NC); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Health insurance

401K match

Health Savings Account

Flexible Spending Account

Maternity leave

Employee assistance program

Paid time off

Identity theft protection

Paycheck advance

Job summary

First Heritage Mortgage in Raleigh, NC is seeking a Senior Loan Processor to timely process Conventional, FHA and VA mortgage loan applications in compliance with investor requirements. 3–5 years of experience, familiarity with Encompass, DU and LPA, and knowledge of VA, FHA, USDA, and conventional underwriting guidelines are preferred.

You will prepare loan files for underwriting approval, proactively communicate loan status to originators, borrowers and agents, and manage priorities in a

Qualifications

• 3–5 years of experience processing mortgage loan applications.
• Familiarity with FHA, VA, USDA, and conventional underwriting guidelines.
• Experience with Encompass loan origination system and DU/LPA.

Responsibilities

• Process Conventional, FHA and VA loan applications in a timely manner.
• Prepare loan files for underwriting approval.
• Proactively communicate loan status to originators, borrowers and agents.
• Prioritize and manage workflow in a busy environment.

Skills

Mortgage loan processing

Encompass familiarity

Desktop Underwriter (DU)

Loan product guidelines

Communication skills

Tools

Encompass

DU/LPA

Job description

Senior Loan Processor - North Raleigh/Wake Forest, NC

Wake Forest, NC, USA

Job Description

Posted Friday, August 28, 2026 at 4:00 AM

Join the First Heritage Mortgage Team

We’re just as committed to our employees as we are to our customers. As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward-looking solutions.

Explore Opportunities Today

Duties and tasks include but are not limited to the following:

Responsible fortimelyprocessing of Conventional, FHA and VAmortgage loan applications in compliance with investor requirements. VHDA and NCHFA processing experiencea plus.

Ensure completeness of mortgage loan applications, clarifying and obtainingadditionaldocumentation as needed

Prepare loan file for underwriting approval

Proactive communication of loan status to originators,borrowersand agents

• Must be located in the North Raleigh/ Wake Forest area.

At least 3-5 years of experience processing mortgage loan applications

Familiarity with FHA, VA, USDA, bond and conventional underwriting guidelines and loan process

Prefer working knowledge of Encompass loan origination system

Ability to review AUS findings and guidelines prior to loan submission to confirm that application fits loan program applied for

Proficient in Desktop Underwriter (DU) and Loan Product Advisor (LPA)

New Construction experience preferred

Strong attention to detail

Ability to manage priorities and workflow

Strong organizational, problem-solving, multi-taskingand analytical skills

Excellent written and oral communication skills

Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm

What’s In It For Me:

• Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
• Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA)
• Put your family first with Flexible Spending Account (FSA) for dependent care
• 12 weeks of paid maternity leave through our Short-Term Disability Plan
• Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
• Rest and relax with Paid Time Off (increases with tenure)
• Protect yourself from identity theft or travel mishaps with our no-cost coverage
• Get access to your paycheck early with an advanced pay option through Dayforce Wallet