Senior Loan Processor - Bilingual

First-Heritage-Mortgage; Virginia (MN); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health insurance

401(k) plan

Flexible Spending Account

Short/Long Term Disability

Paid time off

Dayforce Wallet early access

Identity theft protection

Job summary

First Heritage Mortgage in Fairfax, VA is seeking a mortgage loan processor to join our team. You will handle processing Conventional, FHA, VA loans, ensuring completeness and timing per investor rules, and prepare files for underwriting.

Requirements include 3–5 years of mortgage processing experience, fluency in English and Spanish, knowledge of Encompass, DU and LPA, and familiarity with FHA/VA/USDA underwriting guidelines. New construction experience preferred.

Qualifications

• Fluent in both English and Spanish.
• 3–5 years of mortgage loan processing experience.
• Familiarity with FHA, VA, USDA, bond and conventional underwriting.
• Knowledge of Encompass loan origination system.
• Proficient in DU and LPA.
• New Construction experience preferred.

Responsibilities

• Process mortgage loan applications in compliance with investor requirements.
• Ensure completeness of applications and obtain additional documents as needed.
• Prepare loan files for underwriting.
• Proactively communicate loan status to originators, borrowers and agents.
• Review AUS findings before submission to ensure fit with loan program.
• Manage priorities and workflow with strong attention to detail.

Skills

Bilingual EN/ES

Communication

Tools

Encompass

Job description

11325 Random Hills Rd suite 600, Fairfax, VA 22030, USA

Job Description

Posted Wednesday, August 19, 2026 at 4:00 AM

Join the First Heritage Mortgage Team

We’re just as committed to our employees as we are to our customers. As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward-looking solutions.

Explore Opportunities Today

Duties and tasks include but are not limited to the following:

• This role requires the ability to correspond and conduct meetings in Spanish with clients, partners, and internal teams, in addition to English.

Responsible fortimelyprocessing of Conventional, FHA and VAmortgage loan applications in compliance with investor requirements. VHDA and NCHFA processing experiencea plus.

Ensure completeness of mortgage loan applications, clarifying and obtainingadditionaldocumentation as needed

Prepare loan file for underwriting approval

Proactive communication of loan status to originators,borrowersand agents

• Must be fluent in both English and Spanish to effectively communicate with a diverse client base and ensure accurate loan processing.
• At least 3-5 years of experience processing mortgage loan applications
• Familiarity with FHA, VA, USDA, bond and conventional underwriting guidelines and loan process
• Prefer working knowledge of Encompass loan origination system
• Ability to review AUS findings and guidelines prior to loan submission to confirm that application fits loan program applied for
• Proficient in Desktop Underwriter (DU) and Loan Product Advisor (LPA)
• New Construction experience preferred
• Strong attention to detail
• Ability to manage priorities and workflow
• Strong organizational, problem-solving, multi-taskingand analytical skills
• Excellent written and oral communication skills
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm

What’s In It For Me:

• Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
• Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA)
• Put your family first with Flexible Spending Account (FSA) for dependent care
• 12 weeks of paid maternity leave through our Short-Term Disability Plan
• Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
• Rest and relax with Paid Time Off (increases with tenure)
• Protect yourself from identity theft or travel mishaps with our no-cost coverage
• Get access to your paycheck early with an advanced pay option through Dayforce Wallet

11325 Random Hills Rd suite 600, Fairfax, VA 22030, USA