Mortgage Loan Officer

First-Horizon-Bank; Raleigh (NC); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Medical benefits

HSA with company match

401(k) with match

Job summary

First Horizon Bank in Raleigh, NC is seeking a Mortgage Loan Officer to help homebuyers secure real estate financing. You will solicit and service residential loans, build relationships in the community, and guide clients through the loan process from application to closing.

This role offers the potential for six-figure earnings based on personal production, along with a comprehensive benefits package and ongoing opportunities for growth within a respected regional bank.

Qualifications

• High school diploma or GED; some college preferred; 2 years of experience or equivalent.
• Working knowledge of real estate loan documentation.
• Working knowledge of lending regulations.

Responsibilities

• Solicit and service residential mortgage loans.
• Interview applicants, collect financial data and documents, and make recommendations on loan products.
• Assist buyers in the purchase process through closing.
• Make external and internal sales calls.
• Comply with regulatory, secondary market and bank policies and guidelines.
• All other duties as assigned.

Skills

Real estate loan knowledge

Lending regulations knowledge

Customer relationship skills

Education

High school diploma or GED

Job description

Location

On site in Raleigh, NC

Summary

Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.

There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Responsible for soliciting and servicing a variety of residential mortgage loans.
• Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
• Assists buyers in the purchase process through closing.
• Make external and internal sales calls.
• Comply with regulatory, secondary market and bank policies and guidelines.
• All other duties as assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

• High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
• Working knowledge of real estate loan documentation preferred.
• Working knowledge of lending regulations preferred.

NMLS Language

As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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