Senior Loan Processor - Complex Files & Compliance

Enova International; South Jordan (UT); Hybrid; USD 27,552 - 33,062; Full time

Benefits offered by this job

Health, dental, and vision insurance

PTO & paid holidays

Sabbatical program

401(k) matching

Hybrid work schedule

Employee recognition and rewards

Job summary

Enova International is seeking a Senior Loan Processor to guide loan applications through the origination lifecycle. You will handle high-priority files, collaborate with underwriters, and ensure accuracy and compliance in every step.

The role emphasizes KYC/CIP standards, bank statement analysis, and mentoring newer processors. Our hybrid schedule requires in-office Tue-Thu with remote options Mon and Fri, and the position offers competitive benefits.

Qualifications

• 2+ years of experience in loan processing or related financial services.
• Ability to read and interpret bank statements to assess cash flow and risk.
• Strong written and verbal communication skills.
• Experience with KYC/CIP requirements or related regulatory frameworks.

Responsibilities

• Review and verify applicant bank statements for authenticity, accuracy, and cash flow trends to identify business behavior.
• Own the highest-complexity or highest-priority files in the queue, triaging and resolving issues independently before they become bottlenecks.
• Drive follow-up communication with applicants and internal stakeholders to close documentation gaps quickly.
• Ensure every file meets Know Your Customer (KYC) and Customer Identification Program (CIP) standards, applying sound judgment on edge cases.
• Partner closely with underwriters and cross-functional teams to keep the origination pipeline moving without sacrificing accuracy.
• Serve as a go-to resource for less experienced processors — reviewing edge cases, answering process questions, and helping train new hires.
• Maintain data integrity across all loan systems and flag process gaps that could be fixed upstream.

Skills

Communication skills

Tools

LOS systems

Data entry software

Job description

Enova International is seeking a Senior Loan Processor to guide loan applications through the origination lifecycle. You will handle high-priority files, collaborate with underwriters, and ensure accuracy and compliance in every step.

The role emphasizes KYC/CIP standards, bank statement analysis, and mentoring newer processors. Our hybrid schedule requires in-office Tue-Thu with remote options Mon and Fri, and the position offers competitive benefits.