Senior Loan Officer

Cavco Homes; Plano (TX); Hybrid; USD 30,000 - 48,000; Full time

Benefits offered by this job

Competitive Salary plus bonus

Paid Holidays

401K Match

Generous PTO

FSA/HSA Plans

Life /Disability/Accidental Insurance

Job summary

Cavco Homes is hiring a Senior Loan Officer for an in-person role based in Plano, TX. You will collaborate with processors, underwriting and compliance teams, managing relationships with retailers and partners throughout the loan process.

The ideal candidate will have extensive lending product knowledge, excellent customer service, and the ability to guide borrowers from application to closing, presenting loan options and meeting investor guidelines.

Qualifications

• BA/BS degree required in Marketing, Business, Accounting, Finance or Management
• Working knowledge of Microsoft Office and financial calculator
• 3 years of Manufactured Housing Loan Officer experience OR 5+ years of Loan Officer experience

Responsibilities

• Adept at managing relationships with assigned retailers by originating loans and providing high quality service
• Provide unparalleled service to borrowers ensuring that their needs are met in a timely and accurate manner
• Exceptional at guiding borrowers through the loan process, from application to closing
• Present and explain different loan options to borrowers and retailers
• Adept at communicating denial reasons to the retailer, to effectively maintain the relationship
• Expert in communicating loan approval to retailer and customer, selling benefits of our program to win loan
• Work with internal staff to provide alternatives to turn denials into approvals
• Reviews conditions submitted on approved loans, clears conditions when appropriate and submits to Credit Analyst for review and approval
• Ensure loans adhere to investor guidelines
• Ability to adjust work and thought process to accommodate multiple investor guidelines
• Employ a strong sense of urgency and ownership
• Demonstrate a professional work ethic in all facets of completing work duties
• Recognized expert and leader among loan originators, underwriters and lending associates
• Consistently meets and exceeds objectives
• Consistently meets and exceeds individual, team and department objectives
• Perform other duties and special projects as assigned

Skills

Communication skills

Time management

Problem solving

Independence

Team collaboration

Leadership

Attention to detail

Education

Bachelors or better in Finance or related field

Tools

Microsoft Excel Intermediate

Financial calculator

Job description

• On-site
• Travel Required : No
• Rate : $27.76 USD per hour
• CPM Mortgage
• Full-Time
• Requisition #: SENIO004857

Description

ABOUT THE ROLE

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Loan Officer to help grow our Originations Department. This in-person role is in our Plano, TX office. As a Senior Loan Officer, you will collaborate with Loan Processors, Underwriting, Compliance team and other essential departments. The Senior Loan Officer will be responsible for managing relationships with retailers and other partners. The ideal candidate will have excellent customer service skills, a deep understanding of lending products, and the ability to guide borrowers through the loan process with professionalism and care.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Adept at managing relationships with assigned retailers by originating loans and providing high quality service
• Provide unparalleled service to borrowers ensuring that their needs are met in a timely and accurate manner
• Exceptional at guiding borrowers through the loan process, from application to closing
• Present and explain different loan options to borrowers and retailers
• Adept at communicating denial reasons to the retailer, to effectively maintain the relationship
• Expert in communicating loan approval to retailer and customer, selling benefits of our program to win loan
• Work with internal staff to provide alternatives to turn denials into approvals
• Reviews conditions submitted on approved loans, clears conditions when appropriate and submits to Credit Analyst for review and approval
• Ensure loans adhere to investor guidelines
• Ability to adjust work and thought process to accommodate multiple investor guidelines
• Employ a strong sense of urgency and ownership
• Demonstrate a professional work ethic in all facets of completing work duties
• Recognized expert and leader among loan originators, underwriters and lending associates
• Consistently meets and exceeds objectives
• Consistently meets and exceeds individual, team and department objectives
• Perform other duties and special projects as assigned

POSITION REQUIREMENTS, CAPABILITIES & SKILLS

• Excellent written, verbal and interpersonal communication skills
• Strong organizational and time management skills, with the ability to multi-task
• Ability to identify and resolve problems in a timely manner
• Effective decision-making, customer service and problem-solving skills
• Ability to work independently
• Strong attention to detail and accuracy
• Ability to work effectively in a team environment
• Recognized leadership capabilities and executive presentation skills

MINIMUM QUALIFICATIONS

• BA/BS degree required in Marketing, Business, Accounting, Finance or Management
• Working knowledge of Microsoft Office and financial calculator
• 3 years of Manufactured Housing Loan Officer experience OR
• 5+ years of Loan Officer experience

WE OFFER

• Competitive Salary plus bonus
• Paid Holidays
• 401K Match
• Generous PTO
• FSA/HSA Plans
• Life /Disability/Accidental Insurance and much more!

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

Travel Required

No .

Qualifications

Skills

Required

Microsoft Excel Intermediate

Education

Required

Bachelors or better in Finance or related field.

Experience

Required

3 years: 3 years of Manufactured Housing Loan Officer experience OR

5 years: 5+ years of Loan Officer experience

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.