Senior Loan Officer

First Federal Bank; North Charleston (SC); On-site; USD 70,000 - 100,000; Full time

Job summary

A leading bank seeks a Senior Loan Officer to manage mortgage applications and provide excellent customer service. The role requires strong experience in loan origination and financial product knowledge, aiming for quality loan growth. Candidates with a high school diploma and relevant experience are encouraged to apply.

Qualifications

• Minimum 6 years of mortgage loan origination experience.
• Strong knowledge of financial products.
• Ability to communicate effectively with a variety of stakeholders.

Responsibilities

• Interview mortgage loan applicants and gather necessary information.
• Notify applicants of loan decisions and resolve application questions.
• Stay updated on laws and regulations related to loans.

Skills

Communication

Organizational Skills

Cross-selling

Attention to Detail

Education

High school diploma or equivalent

4-year degree (preferred)

Job description

Join to apply for the Senior Loan Officer role at First Federal Bank.

Responsibilities include:

• Interviewing residential mortgage loan applicants.
• Requesting specified information for loan applications.
• Notifying applicants of loan decisions.
• Corresponding with customers, applicants, or creditors to resolve application questions.
• Recommending and outlining loan terms.
• Informing prospective borrowers of loan commitments.
• Reviewing laws and regulations related to installment loan security agreements.
• Assisting collection officers with delinquent account files.
• Ensuring quality loan growth.
• Note: Mortgage Originator cannot, directly or indirectly, commit First Federal on lending decisions.
• Providing excellent customer service with innovative solutions.

Essential Functions:

• Interview mortgage applicants.
• Gather necessary information for loan processing.
• Communicate loan decisions.
• Resolve application questions with stakeholders.
• Outline loan terms and inform about commitments.
• Stay updated on relevant laws and regulations.
• Support collection efforts for delinquent accounts.
• Contribute to loan growth objectives.

Minimum Qualifications:

• High school diploma or equivalent required; 4-year degree preferred.
• At least 6 years of mortgage loan origination experience.
• Strong knowledge of financial products and services.
• Excellent cross-selling, organizational, and communication skills.
• Effective communication with borrowers, builders, and realtors.
• Ability to handle time constraints and attention to detail.
• Extended hours for computer tasks may be required.

Bilingual candidates are encouraged to apply.

Note: This job posting is active; no indication of expiration.