Senior Loan Officer

First Federal Bank; Ocala (FL); On-site; USD 60,000 - 80,000; Full time

Job summary

First Federal Bank in Ocala, Florida is seeking an experienced Mortgage Originator responsible for interviewing loan applicants, notifying them of decisions, and providing the best service with innovative solutions.

The ideal candidate has at least 6 years of mortgage loan origination experience and strong communication skills. A high school diploma is required; a 4-year degree is preferred. Bilingual candidates are encouraged to apply.

Qualifications

• Minimum 6 years of experience originating mortgage loans.
• Strong understanding and knowledge of financial institution products and services.
• Ability to communicate effectively with borrowers, builders, and realtors.

Responsibilities

• Interview residential mortgage loan applicants.
• Notify applicants of loan decisions.
• Review laws and regulations related to installment loans.

Skills

Cross-selling

Organizational skills

Communication skills

Education

High school diploma or equivalent

4-year degree

Job description

Essential Functions

• Interviews residential mortgage loan applicants.
• Requests specified information for loan application.
• Notifies applicant of loan decision.
• Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan.
• Informs prospective borrowers of loan commitments.
• Reviews developing laws and regulations as they apply to installment loan security agreements.
• Assists collection officer with delinquent account files for the financial institution.
• Responsible for quality loan growth.
• Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
• Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications

• High school diploma or equivalent required. 4-year degree preferred, but not required.
• Minimum 6 years' experience originating mortgage loans.
• Strong understanding and knowledge of financial institution and products and services.
• Excellent cross-selling, organizational, and communication skills.
• Able to communicate effectively with borrowers, builders and realtors.
• Ability to deal with time constraints and strong attention to detail.
• Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

Equal Opportunity Employer / Vet / Disability

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