Senior Loan Officer

First Federal Bank; Alpharetta (GA); On-site; USD 60,000 - 90,000; Full time

Job summary

First Federal Bank in Alpharetta, Georgia is seeking an experienced Mortgage Originator. You will be responsible for interviewing residential mortgage loan applicants, notifying them of loan decisions, and resolving application-related questions.

The ideal candidate has a minimum of 6 years' experience in mortgage lending, excellent communication skills, and the ability to provide innovative solutions to customers. Bilingual candidates are encouraged to apply.

Qualifications

• Minimum 6 years' experience originating mortgage loans.
• Strong understanding of financial institutions and products.
• Able to communicate effectively with various stakeholders.

Responsibilities

• Interview residential mortgage loan applicants.
• Notify applicants of loan decisions.
• Resolve questions regarding application information.

Skills

Cross-selling

Organizational skills

Communication skills

Attention to detail

Education

High school diploma or equivalent

4-year degree (preferred)

Job description

Essential Functions

• Interviews residential mortgage loan applicants.
• Requests specified information for loan application.
• Notifies applicant of loan decision.
• Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan.
• Informs prospective borrowers of loan commitments.
• Reviews developing laws and regulations as they apply to installment loan security agreements.
• Assists collection officer with delinquent account files for the financial institution.
• Responsible for quality loan growth.
• Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
• Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications

• High school diploma or equivalent required. 4‑year degree preferred, but not required.
• Minimum 6 years' experience originating mortgage loans.
• Strong understanding and knowledge of financial institution and products and services.
• Excellent cross‑selling, organizational, and communication skills.
• Able to communicate effectively with borrowers, builders and realtors.
• Ability to deal with time constraints and strong attention to detail.
• Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY