Senior Loan Officer

Epic Mortgage; Florida; On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Full benefits package

401k with employer match

Vision and dental insurance

Job summary

Epic Mortgage is seeking a Mortgage Loan Officer who will interview borrowers, gather documentation, and submit applications to lenders with the best rates. You will evaluate creditworthiness, present optimal loan options, and drive closings while maintaining a strong referral network and excellent client service.

The role requires an active NMLS license, a minimum of 2 years’ experience in financial lending, and a willingness to learn and grow in a fast-paced mortgage environment in Florida.

Qualifications

• High school diploma or equivalent required; degrees are a plus.
• Active NMLS license required.
• Minimum 2 years of relevant financial loan experience at a bank, credit union, mortgage company, or similar.
• Mortgage lending experience preferred; training available.

Responsibilities

• Interview borrowers to identify the loan product that meets their budget and needs.
• Gather information and documentation for the loan applications and submit to the mortgage company that offers the best rate/term.
• Evaluate loan applications and documentation by confirming credit worthiness.
• Identify the best loan options to meet customers’ needs, present to customers, and close loans.
• Read and interpret financial reports and/or legal documents.
• Build and replace prospects in your sales pipeline through networking with centers of influence, current clients, realtors, and other professionals.

Skills

Interview borrowers

Customer service

Networking

Communication

Sales ability

Education

High school diploma or equivalent

Associate degree

Bachelor’s degree

NMLS license

Job description

Epic Mortgage is a modern and growing Mortgage Lender whose passion is helping Loan Officers like you grow & build a thriving business! We offer every ounce of support, every tool and system you need to be successful. The mortgage industry is changing, and we are changing with it. From weekly coaching, constant training, virtual Happy Hours, full event planning and marketing support, competitive pricing based on our size & relationships, and so MUCH MORE! There’s a reason why when other companies are scaling back, we are doubling down.

About the Role

Why Settle for Less? Perks for working at Epic Mortgage:

• Fast Closings – 15-day Submission to Closing average – You can even receive same day and one day approval.
• In House Processing with your OWN assigned Processor.
• 100+ Partners and Products for you to choose from – So you can always offer the best options for your clients (conforming, non-QM, Investor Products, Reverse Mortgages, HELOCs, Commercial, Hard Money Lenders, etc.)
• Event Planning Support to help you plan the BEST & most organized events.
• Custom Marketing Consultation to help your business grow the way you want.
• Full Marketing Support for all your marketing needs and ideas.
• Training Guides on every tool, system, and process.
• Live and E-learning On-Demand Virtual Trainings at your fingertips.
• Competitive Commissions - Commission Only Structure.
• Looking to grow and build a team? Full Team Building Support and Training directly by those who have done it before successfully.
• Stop waiting to be paid! We offer Bi-Weekly Pay.
• Full Benefits Package including vision, dental, full health benefits, HSA/FSA, 401k with employer match, life insurance, short term and long-term disability, and more!

Responsibilities

• Interview borrowers to assist with identifying the loan product that meets their budget and needs.
• Gather information and documentation for the loan and submit the application to the mortgage company that you feel has the best rate/term for your client.
• Evaluate loan applications and documentation by confirming credit worthiness.
• Identify the best loan options to meet the customers’ needs, present to customers, and close loans.
• Secure interest rate lock-ins for customers in a timely manner.
• Utilize a mortgage lending system to input information, qualify loans, and obtain pre-approval.
• Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
• Ability to read, analyze and interpret financial reports and / or legal documents.
• Constantly build and replace prospects in your sales pipeline. Network with centers of influence, current clients, past prospects, realtors, insurance agents, and business owners to cultivate referrals for mortgage loans.
• Provide all required loan disclosures and notices with customers.
• Organize and attend loan closings with clients, title companies, and realtors.
• Follow-up with prospects and customers via text, calls, and emails.
• Deliver exceptional customer service to clients.
• Comply with state and federal regulatory and compliance requirements.

Qualifications

• High school diploma or equivalent required, associate or bachelor’s degree is a plus.
• Active National Mortgage Licensing System Registry (NMLS) license.
• 2 years of relevant financial loan experience at a commercial bank, credit union, mortgage company, or other financial institution.
• Mortgage lending experience is not required but preferred – willing to train individuals with financial loan experience.

Equal Opportunity Statement

Epic Mortgage is an Equal Opportunity Employer, committed to the inclusion of all qualified individuals.