Senior Loan Officer

OriginPoint LLC.; Concord (CA); Hybrid; USD 90,000 - 150,000; Full time

Job summary

OriginPoint is seeking a Senior Loan Officer to originate residential mortgage loans and guide clients through the end-to-end lending process in a hybrid role based in Northern California. You will identify prospective borrowers and build strong relationships with real estate partners, while coordinating with underwriting and processing teams to close loans efficiently.

The ideal candidate has senior loan officer experience, strong mortgage industry knowledge, and an active NMLS license.

Qualifications

• Active NMLS license and applicable state licensing required.
• Experience managing a pipeline of residential mortgage applications.
• Strong knowledge of income, credit, assets, and collateral analysis.

Responsibilities

• Originate residential mortgage loans and guide clients through the end-to-end lending process.
• Identify prospective borrowers and build relationships with real estate partners.
• Gather and review borrower documentation; coordinate with underwriting and processing teams.
• Ensure compliance with internal policies and regulatory requirements.
• Provide clear, timely communication to clients and drive customer satisfaction and repeat business.

Skills

Loan origination

Mortgage industry knowledge

Underwriting collaboration

Customer service

Hybrid work

NMLS license

Tools

Mortgage origination software

Job description

Company Description

OriginPoint is an independent mortgage company that connects experienced loan officers with leading real estate professionals through innovative technology platforms. The organization is strongly focused on customer success and satisfaction, providing streamlined processes and personalized mortgage solutions. OriginPoint operates under NMLS# 2185899 and is an Equal Housing Lender, with licensing and regulatory approvals across multiple states, including California, Arizona, Texas, Colorado, New Jersey, Oregon, Pennsylvania, and Rhode Island. In California, the company operates as OriginPoint Mortgage LLC and is licensed under the California Residential Mortgage Lending Act. Please note that mortgage loan applications for properties located in New York are not accepted through this site.

Role Description

The Senior Loan Officer is responsible for originating residential mortgage loans and guiding clients through the end-to-end lending process. This full-time, hybrid role is based in Northern CA, with some work-from-home flexibility. Day-to-day tasks include identifying prospective borrowers, building and maintaining relationships with real estate partners, evaluating borrower financial profiles, and recommending appropriate loan products. The Senior Loan Officer will gather and review documentation, coordinate with underwriting and processing teams, and ensure compliance with internal policies and regulatory requirements. The role also involves delivering clear, timely communication to clients, proactively resolving issues, and driving a high level of customer satisfaction and repeat business.

Qualifications

• Loan origination and loan officer experience, including managing a pipeline of residential mortgage applications.
• Solid finance and mortgage industry knowledge, with the ability to analyze income, credit, assets, and collateral.
• Understanding of underwriting principles and guidelines, and the ability to collaborate effectively with underwriting teams.
• Strong customer service skills, with a track record of building trust, communicating clearly, and supporting clients throughout the loan process.
• Knowledge of loan products, regulations, and compliance requirements relevant to multi-state mortgage lending.
• Proficiency with mortgage origination systems and technology platforms; comfort working in a hybrid office/remote environment.
• Excellent organizational, time-management, and problem-solving abilities, with attention to detail in documentation and follow-up.
• Prior success in a senior or high-volume loan officer role; active NMLS license and applicable state licensing required.