Mortgage Loan Officer

Ronald Christopher & Associates; Palm Desert (CA); Hybrid; USD 65,000 - 95,000; Full time

Job summary

Ronald Christopher & Associates, a mortgage-focused firm based in Palm Desert, CA, seeks a Mortgage Loan Officer to join our hybrid work team. You will meet with prospective borrowers, assess financing needs, and guide them through the mortgage application and approval process.

You will originate loans, collect and review documents, coordinate with underwriting, and ensure compliance with company standards. Maintain a healthy pipeline and deliver a smooth, client-focused lending experience.

Qualifications

• Experience as a Loan Officer or in mortgage origination with pipeline management.
• Knowledge of conventional, FHA, VA loan products.
• Hands-on experience in mortgage lending from application to closing, including documentation and compliance.
• Familiarity with underwriting principles and collaboration with underwriting teams.
• Strong customer service skills and ability to build long-term client relationships.
• Excellent verbal and written communication, time management, and organizational abilities.
• Proficiency with loan origination systems and standard office software; hybrid on-site/remote.
• Relevant state mortgage licensing; Palm Desert/CA market experience a plus.

Responsibilities

• Meet with prospective borrowers, assess financing needs, and guide them through the mortgage application and approval process.
• Originate mortgage loans, collect and review borrower documentation, and coordinate with underwriting.
• Communicate regularly with clients, real estate agents, and internal teams to manage timelines, resolve issues, and deliver an efficient lending experience.
• Maintain a pipeline of prospects, stay current on mortgage products and guidelines, and contribute to sales and service goals.

Skills

Experience as Loan Officer

Mortgage knowledge

Underwriting familiarity

Customer service

Communication

Time management

Organizational skills

Tools

Loan origination systems

Job description

Company Description

Ronald Christopher & Associates is a mortgage-focused firm headquartered at 77734 Country Club Drive, Suite G, in Palm Desert, California, United States. The company serves clients in the local and regional market, helping individuals and families secure home financing solutions. Team members work closely with borrowers, real estate professionals, and financial partners to support a smooth lending experience. The organization values professional integrity, personalized service, and strong community relationships, offering a collaborative environment for mortgage professionals. Joining the team provides opportunities to grow a career in the mortgage industry while contributing to client-focused service.

Role Description

The Mortgage Loan Officer is a full-time hybrid role based in Palm Desert, CA, with flexibility for some work-from-home arrangements. Day-to-day responsibilities include meeting with prospective borrowers, assessing their financing needs, and guiding them through the mortgage application and approval process. The role involves originating mortgage loans, collecting and reviewing borrower documentation, coordinating with underwriting, and ensuring files meet regulatory and company standards. The Mortgage Loan Officer will communicate regularly with clients, real estate agents, and internal teams to manage timelines, resolve issues, and deliver an efficient, positive lending experience. Additional responsibilities include maintaining a pipeline of prospects, staying current on mortgage products and guidelines, and contributing to sales and service goals.

Qualifications

• Experience as a Loan Officer or in a similar mortgage origination role, with the ability to manage a pipeline of loans.
• Knowledge of the Mortgage Industry, including conventional, FHA, VA, and other common loan products.
• Hands-on experience in Mortgage Lending processes, from application through closing, including documentation and compliance.
• Familiarity with Underwriting principles and the ability to collaborate effectively with underwriting teams.
• Strong Customer Service skills, with the ability to explain complex information clearly and build long-term client relationships.
• Excellent verbal and written communication, time management, and organizational abilities.
• Proficiency with loan origination systems and standard office software; comfort working in a hybrid on-site/remote environment.
• Relevant state mortgage licensing as required; prior experience in the Palm Desert or broader California market is a plus.