Senior Life Underwriting QA & Audit Lead — Remote

Vitality Corporate Services Limited; United States; Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Bonus schemes

Pension with company match up to 6%

Vitality health insurance

Life Assurance - four times annual pay

Job summary

Vitality Corporate Services Limited is seeking a Senior Life Underwriter for a remote, full-time role focused on post-issue QA and automated underwriting enhancements. You will validate disclosures and support improvements across life, serious illness and income protection underwriting.

You will also perform new business underwriting audits and assist retrospective claim assessments, gaining broad exposure across underwriting while upholding high accuracy and integrity in decision-making.

Qualifications

• Senior life underwriting expertise with deep knowledge of life, serious illness and income protection underwriting.
• Strong audit and analytical capability with attention to non-disclosure trends and process improvements.
• Experience collaborating with underwriting, operational and automated underwriting teams to drive quality improvements.

Responsibilities

• Lead a robust post-issue underwriting QA programme and coordinate with Operational colleagues.
• Review monthly samples of automated underwriting decisions and publish a monthly summary report.
• Identify and report trends in non-disclosure to support training and development.
• Recommend enhancements to data collection and underwriting philosophy in collaboration with the Automated Underwriting Team.
• Report operational risks to the Head of Underwriting Quality and stay updated on policy changes.
• Provide new business underwriting audits and support retrospective underwriting of claims.

Skills

Advanced Underwriting Expertise

Audit & Analytical Capability

Stakeholder Collaboration & Influence

Education

Relevant Life underwriting qualifications

Job description

Vitality Corporate Services Limited is seeking a Senior Life Underwriter for a remote, full-time role focused on post-issue QA and automated underwriting enhancements. You will validate disclosures and support improvements across life, serious illness and income protection underwriting.

You will also perform new business underwriting audits and assist retrospective claim assessments, gaining broad exposure across underwriting while upholding high accuracy and integrity in decision-making.