Senior Life Underwriting Consultant - Remote & Mentorship

Jobgether; United States; Remote; USD 93,000 - 127,000; Full time

Benefits offered by this job

Annual incentive program

Medical coverage (vision/dental)

Health Savings/ Spending Accounts

401(k) with company match

Paid leave

Tuition reimbursement

Industry events & professional growth

Job summary

Partner Company in the United States seeks a Senior Life Underwriting Consultant to evaluate medical and financial risks for life insurance applications, with delegated authority up to $5 million. You will review medical records, financial documents, and underwriting evidence to classify risk, explain decisions to agents, and mentor junior underwriters.

This full-time remote role involves collaborating with distribution partners, supporting underwriting guidance, and contributing to departmental

Qualifications

• At least 4 years of experience in life insurance or long-term care underwriting.
• Strong knowledge of medical and financial risk assessment, underwriting documentation, and risk classification practices.
• Excellent written and verbal communication skills; can explain underwriting decisions clearly to agents and partners.
• Ability to travel up to 10% for field visits and industry activities.
• Must be legally authorized to work in the United States without sponsorship now or in the future.

Responsibilities

• Independently assess medical and financial risks for routine and complex life insurance cases, with delegated sign-off authority up to $5 million.
• Review medical records, examinations, financial documents, interviews, and other underwriting evidence to classify risk per guidelines.
• Document risk assessments and decisions in systems and applications.
• Communicate underwriting outcomes clearly to agents, distribution teams, and FMOs.
• Build relationships with distribution partners by explaining decisions and guiding on presenting adverse decisions to clients.
• Educate agents and distribution partners on products, underwriting requirements, and philosophy.
• Coordinate with stakeholders and provide updates to internal and external parties, including medical community and reinsurers.
• Mentor and share knowledge with junior underwriters and Enterprise Operations staff.

Skills

Analytical Judgment

Communication Skills

Relationship Management

Mentoring Ability

Organization and Accuracy

Technology Adaptability

Travel Availability

Work Authorization

Education

Bachelor's degree in Business, Communications, Medical Sciences, or a related field

Job description

Partner Company in the United States seeks a Senior Life Underwriting Consultant to evaluate medical and financial risks for life insurance applications, with delegated authority up to $5 million. You will review medical records, financial documents, and underwriting evidence to classify risk, explain decisions to agents, and mentor junior underwriters.

This full-time remote role involves collaborating with distribution partners, supporting underwriting guidance, and contributing to departmental