Senior Life Underwriter: Multi-Carrier Expertise

BUI; United States; In loco; USD 90.000 - 135.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health insurance

Disability coverage

Retirement plan with company match

Descrizione del lavoro

BUI is seeking an experienced Life Insurance Underwriter to join our in-house underwriting team. This role leverages classic underwriting expertise across multiple leading carriers to advocate for advisors and their clients.

You will evaluate cases in a brokered, multi-carrier environment, negotiate outcomes, and mentor others while maintaining high standards of accuracy and integrity in financial underwriting.

Competenze

• 5+ years of individual life insurance underwriting experience; fully underwritten cases preferred.
• Experience in traditional life insurance carrier underwriting is strongly preferred.
• Experience in a multi-carrier brokerage/IMO/BGA environment is highly valued.
• Ability to interpret APS, records, labs and underwriting evidence clearly and concisely.
• Proven negotiation skills with carrier underwriters and advisors.

Mansioni

• Review medical, financial, occupational and avocational information before formal applications.
• Assess underwriting classifications and identify challenges early in the process.
• Recommend carriers and markets most favorable for a given risk.
• Negotiate and improve offers with carrier underwriters as appropriate.
• Develop strategies for complex cases and communicate decisions to advisors.

Conoscenze

Underwriting

Life insurance

Negotiation

Communication

Financial underwriting

Descrizione del lavoro

BUI is seeking an experienced Life Insurance Underwriter to join our in-house underwriting team. This role leverages classic underwriting expertise across multiple leading carriers to advocate for advisors and their clients.

You will evaluate cases in a brokered, multi-carrier environment, negotiate outcomes, and mentor others while maintaining high standards of accuracy and integrity in financial underwriting.