Senior Lending Officer - NYC Community Finance

National Association For Latino Community Asset Builders; New York (NY); On-site; USD 155,000 - 165,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401K plan

Job summary

Upper Manhattan Empowerment Zone Development Corporation in New York, NY, is seeking a Senior Lending Officer to lead the underwriting and credit analysis for a growing portfolio of community development loans. You will engage with borrowers, coordinate with lenders and counsel, and help shape strategies to expand financing across NYC, reporting to the Senior Vice President & Chief Lending Officer.

The role requires 7+ years in business lending, strong Excel skills, and excellent written and

Qualifications

• Undergraduate degree required, advanced degree preferred.
• 7+ years in business lending or related financial services.
• Prior experience in Community Development Financial Institutions (CDFIs).
• Ability to work independently with strong lending and underwriting experience.
• Advanced writing and oral presentation skills.
• Strong financial and analytical skills in Excel and business accounting.
• Must engage tactfully with potential and existing borrowers and community partners.
• Familiarity with NYC community or economic development.

Responsibilities

• Manage the initial vetting, due diligence, and underwriting of potential borrowers and lending projects.
• Work with borrowers, analyze, and evaluate applications for credit and necessary due diligence.
• Perform full credit analysis and projection scenarios for proposed loan fund clients.
• Prepare credit memoranda for loan applicants and present recommendations to the Loan Committee.
• Recommend appropriate loan terms via risk assessments and mitigation opportunities.
• Evaluate funding adequacy to meet borrower needs.
• Assist borrowers to secure funding; strategize on viable sources and referrals.
• Collaborate with co-lenders on transactions as needed.
• Attend and represent UMEZ at conferences and events to cultivate partnerships and promote lending.

Skills

Lending expertise

Underwriting experience

Financial analysis

Oral & written communication

Interpersonal skills

Education

Undergraduate degree

Master’s degree in business/finance

Tools

Excel

Job description

Upper Manhattan Empowerment Zone Development Corporation in New York, NY, is seeking a Senior Lending Officer to lead the underwriting and credit analysis for a growing portfolio of community development loans. You will engage with borrowers, coordinate with lenders and counsel, and help shape strategies to expand financing across NYC, reporting to the Senior Vice President & Chief Lending Officer.

The role requires 7+ years in business lending, strong Excel skills, and excellent written and