Senior Lead Product Manager - Risk Platforms (Hybrid)

PayPal, Inc.; San Jose (CA); Hybrid; USD 197,000 - 292,000; Full time

Benefits offered by this job

Hybrid work model

Comprehensive benefits

Diversity & Inclusion

Job summary

PayPal in San Jose is seeking a Senior Lead Product Manager to shape the Risk Decisioning Platform across multiple strategies. You will define the domain vision, align with risk strategy leaders, and drive investment decisions to improve loss reduction, approvals, and customer experience.

You will lead cross‑functional pods, mentor other PMs, and partner with data scientists, product designers, and stakeholders to deliver scalable risk capabilities while transitioning legacy systems to modern

Qualifications

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Significant experience building products in fraud, account integrity, credit, or other risk domains.
• Track record of setting a multi‑year product vision and strategy for a business domain.
• Experience leading product for a multi‑team risk portfolio with executive stakeholders.
• Deep knowledge of how risk decisions are made and tuned, including rules, features, and tradeoffs.
• Strong quantitative skills: defining risk metrics and linking changes to business impact.
• Experience launching through controlled rollouts and experimentation.
• Experience shaping platform roadmaps from the business side.
• Experience leading platform transitions while protecting performance.
• Experience mentoring product managers and establishing repeatable practices.
• Ability to influence executive stakeholders and drive milestone delivery.

Responsibilities

• Drives product strategy with cross‑functional stakeholders aligned to the product vision.
• Plans and implements architectural roadmap balancing design and regulatory needs.
• Assesses customer experience requirements in product decisions.
• Sets up data collection to measure usability, research, and market insights.
• Leads analytics, discovery, market research and competitive analysis.
• Oversees product profitability measures and budgets.
• Coordinates product reviews and operating reviews with leadership.
• Collaborates with data scientists, designers and researchers.
• Maintains efficiency in a dynamic environment with strong creative solutions.

Skills

Risk domain expertise

Executive presence

Data‑driven decision making

Stakeholder influence

Mentoring PMs

Education

Bachelor’s degree or equivalent

Tools

ML models

Job description

PayPal in San Jose is seeking a Senior Lead Product Manager to shape the Risk Decisioning Platform across multiple strategies. You will define the domain vision, align with risk strategy leaders, and drive investment decisions to improve loss reduction, approvals, and customer experience.

You will lead cross‑functional pods, mentor other PMs, and partner with data scientists, product designers, and stakeholders to deliver scalable risk capabilities while transitioning legacy systems to modern