Senior Lead Product Manager, Real-Time Risk Platform

PayPal, Inc.; San Jose (CA); Hybrid; USD 197,000 - 292,000; Full time

Job summary

PayPal, Inc. is seeking a Lead Product Manager for its Risk Decisioning Platform in San Jose, CA.

You will own the strategy, roadmap, and execution for a core platform pillar, collaborating with engineering, data science, risk strategy, and UX to build scalable real-time solutions. The role emphasizes measurable outcomes like loss reduction, CX, efficiency, and revenue, with emphasis on real-time experimentation and rule governance.

Qualifications

• 8+ years of relevant experience with a Bachelor’s degree or equivalent
• Experience building or managing products in decisioning/realtime scoring spaces
• Strong data intuition and ability to translate metrics into product decisions

Responsibilities

• Define and execute product strategy consistent with the platform vision
• Plan architectural roadmaps balancing design, execution, and regulatory needs
• Collaborate with analytics, data science, and UX to deliver scalable solutions
• Drive data-driven decision making through metrics and market insights
• Oversee product profitability and operating reviews
• Lead cross-functional reviews and stakeholder communications

Skills

Decisioning platform

Real-time scoring

Data-driven decision making

Education

Bachelor’s degree

Tools

Feature stores

Real-time inference pipelines

A/B testing frameworks

Job description

PayPal, Inc. is seeking a Lead Product Manager for its Risk Decisioning Platform in San Jose, CA.

You will own the strategy, roadmap, and execution for a core platform pillar, collaborating with engineering, data science, risk strategy, and UX to build scalable real-time solutions. The role emphasizes measurable outcomes like loss reduction, CX, efficiency, and revenue, with emphasis on real-time experimentation and rule governance.