Senior Insurance Product & Coverage Counsel

Fortegra; United States; Remote; USD 120,000 - 190,000; Full time

Job summary

Fortegra is seeking an experienced insurance attorney to serve as trusted legal advisor on product innovation, design, coverage, and regulatory matters across admitted, surplus lines, and warranty/service contract businesses.

This role partners with underwriting, product, regulatory, and leadership to advise on complex risk issues, craft policy language, assess claims positions, and support product development, distribution, and administration.

Qualifications

• J.D. from an accredited law school and active bar membership in at least one U.S. jurisdiction.
• 5+ years of experience in insurance law, with meaningful experience in insurance coverage, claims, specialty insurance, warranty/service contracts, or product counseling.
• Experience advising on policy coverage drafting and interpretation, product categorization under State laws, distribution arrangements and disputes, or complex claims matters in an in-house legal department, insurance carrier, MGA/program business, TPA, or law firm insurance practice.
• Familiarity with admitted and surplus lines insurance products and the legal/regulatory considerations that affect product design and underwriting.
• Experience supporting specialty insurance, ancillary insurance, warranty, service contract, or reimbursement products strongly preferred.

Responsibilities

• Research and advise on admitted and surplus lines insurance products, including product structure and regulatory considerations.
• Partner with Underwriting and Product teams to craft policy forms, endorsements, service contract language, and disclosures.
• Provide practical legal guidance on coverage wording, underwriting intent, and claims implications for new and existing products.
• Advise on legal issues affecting specialty programs, warranty offerings, ancillary products, and distribution models.
• Identify and assess legal risks related to product rollout, policy interpretation, claims handling, and regulatory requirements.
• Assist with regulatory matters, market conduct investigations and enforcement actions.

Skills

Insurance law

Policy drafting

Regulatory compliance

Contract interpretation

Cross-functional partner

Education

J.D. from an accredited law school

Active bar membership in at least one U.S. jurisdiction

Job description

Fortegra is seeking an experienced insurance attorney to serve as trusted legal advisor on product innovation, design, coverage, and regulatory matters across admitted, surplus lines, and warranty/service contract businesses.

This role partners with underwriting, product, regulatory, and leadership to advise on complex risk issues, craft policy language, assess claims positions, and support product development, distribution, and administration.