Senior Insurance BA — Remote-First, High-Impact

Kin Insurance; Georgia; Remote; USD 110,000 - 150,000; Full time

Benefits offered by this job

Health insurance

Company-funded HSA contributions

Company-paid life insurance and short‑

Disability insurance

Supplemental benefits (long-term/acc.)

Job summary

Kin Insurance, a remote-first home insurance company, is seeking a Senior Insurance Business Analyst to translate product decisions into executable requirements for Engineering and Tech Product. You will own the requirements lifecycle for new products, state launches, endorsements, forms, and rating updates across multiple teams.

Ideal candidates bring 5+ years as a business or systems analyst with 3+ years in P&C insurance, plus strong experience turning complex insurance concepts into clear

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product.
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems.
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation.
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation.
• A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early.
• Bonus if you have knowledge of policy administration systems and how rating, forms, rules, and eligibility are configured in production.
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar).

Responsibilities

• Own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements.
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear business requirements and functional specifications.
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment.
• Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery.
• Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly before broader release.

Skills

Business analysis

P&C insurance

Requirements gathering

Agile / Scrum

Stakeholder mgmt

Policy administration

UAT planning

Data mapping

User stories

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance, a remote-first home insurance company, is seeking a Senior Insurance Business Analyst to translate product decisions into executable requirements for Engineering and Tech Product. You will own the requirements lifecycle for new products, state launches, endorsements, forms, and rating updates across multiple teams.

Ideal candidates bring 5+ years as a business or systems analyst with 3+ years in P&C insurance, plus strong experience turning complex insurance concepts into clear