Senior Identity & KYC Compliance Analyst

Chime Enterprise; Chicago (IL); On-site; USD 112,000 - 155,000; Full time

Job summary

Chime Enterprise seeks a Financial Crimes Senior Analyst to oversee KYC and watchlist screening, including OFAC, and to identify false positives and true matches. You will supervise investigators, obtain customer details when needed, and determine match outcomes.

The role requires extensive experience in AML/fraud investigations, strong data analysis, and familiarity with bank regulatory expectations. Chicago-office presence is preferred, with potential travel up to 10%.

Qualifications

• 5+ years banking, risk management, or fraud detection/investigation experience.
• CAMS certification is a plus.
• Prior experience with Fraud and/or AML investigations; preference for both.
• Experience managing audits or independent reviews by bank partners or regulators.
• Excellent organizational, time management and multi-tasking in a high-volume environment.
• Strong analytical and problem-solving skills with data-pattern investigation.
• Self-starter who can work independently and as part of a team.
• Attention to detail and adherence to policies, procedures, and guidelines.
• Knowledge of money-laundering laws including BSA, USA PATRIOT Act, OFAC, and SAR requirements.
• Proficiency with banking monitoring and compliance tools, MS Office.
• Aptitude for AI tooling; travel up to 10%.
• In-office work four days per week; Chicago location preferred; SF/NY offices possible.

Responsibilities

• Oversees investigators who leverage data to confirm positive matches or false positives.
• Reaches out to customers to obtain details for evaluating activities under review.
• Determines whether a match is a true positive.
• Provides subject-matter expertise for list screening, watchlist, and OFAC.
• Experience with Transaction Monitoring and Fraud reviews is preferred.
• Performs other duties or projects as assigned.
• Assists with dispositioning cases according to SLAs; tracks account closures.

Skills

AML/KYC oversight

Fraud investigations

Data analysis

Regulatory knowledge

Audit management

Job description

Chime Enterprise seeks a Financial Crimes Senior Analyst to oversee KYC and watchlist screening, including OFAC, and to identify false positives and true matches. You will supervise investigators, obtain customer details when needed, and determine match outcomes.

The role requires extensive experience in AML/fraud investigations, strong data analysis, and familiarity with bank regulatory expectations. Chicago-office presence is preferred, with potential travel up to 10%.