Senior Identity & KYC Risk Analyst

Candidate; Chicago (IL); On-site; USD 112,000 - 155,000; Full time

Benefits offered by this job

In-office 4 days/week

Comprehensive health and wellbeing

Generous vacation policy

Parental leave and family benefits

Job summary

Chime is seeking a Financial Crimes Senior Analyst in Chicago to oversee KYC and watchlist screening, including OFAC. You will lead investigators, contact customers for details, and determine true positives.

The role requires 5+ years in banking, risk management, or fraud detection, with AML/Fraud experience and familiarity with audits. Proficiency with monitoring software and MS Office is expected; AI tooling interest is a plus. Base salary ranges $112,000–$155,000 USD with potential bonuses.

Qualifications

• 5+ years banking, risk management, or fraud detection/investigation experience.
• CAMS certification is a plus.
• Experience with Fraud and AML investigations; preference for both.
• Experience with audits or examinations by regulators; resolution of issues.
• Excellent organizational and time management skills.
• Analytical and problem solving abilities with data patterns.
• Self-starter who can work independently.
• Attention to detail and data accuracy; follow policies.
• Knowledge of BSA, USA PATRIOT, OFAC, and AML guidelines.
• Proficiency with monitoring software and MS Office.
• Aptitude for AI tooling; travel up to 10%.
• In-office 4 days/week; Chicago preferred (SF/NY possible).

Responsibilities

• Oversee investigators who confirm matches or false positives.
• Contact customers to gather details on activity under review.
• Determine whether a match is a true positive.
• Serve as subject matter expert for list screening and OFAC.
• Experience with Transaction Monitoring or Fraud reviews preferred.
• Assist with dispositioning cases per SLAs.
• Recommend retention or termination and track closures.

Skills

Analytical skills

Time management

Detail-oriented

Independent worker

Data analysis

Tools

Microsoft Excel

Microsoft Word

Banking monitoring software

Job description

Chime is seeking a Financial Crimes Senior Analyst in Chicago to oversee KYC and watchlist screening, including OFAC. You will lead investigators, contact customers for details, and determine true positives.

The role requires 5+ years in banking, risk management, or fraud detection, with AML/Fraud experience and familiarity with audits. Proficiency with monitoring software and MS Office is expected; AI tooling interest is a plus. Base salary ranges $112,000–$155,000 USD with potential bonuses.