Senior Financial Crimes Analytics Lead

Chime Financial, Inc; San Francisco (CA); On-site; USD 139,000 - 193,000; Full time

Benefits offered by this job

Health, financial, and wellbeing plans

Backup child, elder, and pet care

Commuter benefits

Wellness stipend

Paid parental leave up to 22 weeks

Job summary

Chime Financial, Inc. seeks a senior financial crimes professional to define standards, lead analysts, and own the toughest investigations end-to-end. You will shape how the team operates and set the bar high for quality, partnering with bank partners and internal stakeholders.

You will own vendor management, risk-trend analysis, and typology development, continually improving coverage and procedures across the organization.

Qualifications

• 7+ years in financial crime, fraud, or risk investigations at a bank, fintech, payments company, or comparable regulated environment.
• Working command of BSA, the USA PATRIOT Act, OFAC requirements, and unusual/suspicious activity reporting standards.
• Deep experience across the transaction monitoring alert lifecycle at real volume.
• Real typology depth across money laundering and fraud across various schemes.
• Hands-on involvement in scenario tuning or threshold work with data or risk partners.

Responsibilities

• Own vendor management and lead a team of analysts.
• Define and calibrate quality standards and investigations with partners outside the function.
• Analyze risk trends across accounts, devices, funding sources, and counterparties.
• Develop and document new typologies; enable coverage with partners as appropriate.
• Roll out new coverage with routing, procedures, evidence standards, and quality checks.
• Maintain SOPs so a third party could understand our work and rationale.
• Prepare the operational side for internal audits and bank partner reviews.

Skills

Advanced SQL

CAMS

CFE

Graph analysis tooling

Vendor management

Tools

Graph analysis tooling

Job description

Chime Financial, Inc. seeks a senior financial crimes professional to define standards, lead analysts, and own the toughest investigations end-to-end. You will shape how the team operates and set the bar high for quality, partnering with bank partners and internal stakeholders.

You will own vendor management, risk-trend analysis, and typology development, continually improving coverage and procedures across the organization.