Senior Home Loan Underwriter (Remote)

Golden 1 Credit Union; Sacramento (CA); Sur place; USD 56 000 - 65 000; Plein temps

Résumé du poste

Golden 1 Credit Union in Sacramento seeks a Senior Home Loan Underwriter to join the Home Loan Underwriting department. This non-exempt role reports to the Supervisor - Underwriting and requires deep experience in real estate lending, underwriting analysis, and compliance with banking regulations.

You will analyze tax returns, appraisals, income documentation, and fraud indicators while coordinating with originations, operations, vendors, and investors to maintain turnaround times and high

Qualifications

• H.S. Diploma or GED required.
• College degree or equivalent preferred.
• 10+ years responsible real estate and/or equity lending experience with a financial or banking institution performing underwriting analysis and functions required.

Responsabilités

• Underwrite loan files received daily according to agency, investor and credit union policy and procedures.
• Review and sign off underwriting conditions in accordance to credit union policy while maintaining established turn times.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws.
• Monitor and resolve any quality control or insuring issues on relevant files in a timely manner to prevent delays.
• Work with management to implement procedures to prioritize work within the underwriting and processing area as volume dictates.

Formation

H.S. Diploma or GED

College degree or equivalent

10+ years real estate/equity lending experience

Description du poste

Golden 1 Credit Union in Sacramento seeks a Senior Home Loan Underwriter to join the Home Loan Underwriting department. This non-exempt role reports to the Supervisor - Underwriting and requires deep experience in real estate lending, underwriting analysis, and compliance with banking regulations.

You will analyze tax returns, appraisals, income documentation, and fraud indicators while coordinating with originations, operations, vendors, and investors to maintain turnaround times and high