Senior Group Underwriter II: Data-Driven Risk & Rates

HMSA; Honolulu (HI); Hybrid; USD 90,000 - 125,000; Full time

Job summary

HMSA is seeking an underwriting professional to accurately calculate and analyze employer group rates using historical utilization. You will extract data, audit renewals, and prepare worksheets and exhibits in line with state guidelines.

You will also answer questions from accounts and marketing, explain rating practices, and collaborate with underwriting and sales to ensure appropriate pricing. The role involves data analysis, reporting, and supporting the account planning process in a hybrid

Qualifications

• Underwriting knowledge of rates, filings, and templates.
• Ability to analyze utilization, accounts, and financial statements.

Responsibilities

• Accurately calculate and analyze employer group rates using historical utilization.
• Extract and analyze historical data to ensure accuracy and justify adjustments.
• Produce and audit rate renewals, worksheets, and exhibits per guidelines.
• Answer underwriting questions from accounts/Marketing on renewal calculations.
• Provide consultation to Account Management and Sales on rating practices.
• Collaborate with Underwriting and Account Management to ensure appropriate rates and options.

Job description

HMSA is seeking an underwriting professional to accurately calculate and analyze employer group rates using historical utilization. You will extract data, audit renewals, and prepare worksheets and exhibits in line with state guidelines.

You will also answer questions from accounts and marketing, explain rating practices, and collaborate with underwriting and sales to ensure appropriate pricing. The role involves data analysis, reporting, and supporting the account planning process in a hybrid