Senior Group Stop-Loss Underwriter

Highmark Health; Austin (TX); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group seeks an experienced Underwriter to price quotes and analyze contracts for group plans, ensuring profitability and alignment with HMIG risk structure. You will assess enrollment, renewals, and amendments, using data and market guidance to set rates and provide supporting analyses.

The role includes guiding junior analysts, applying pricing policies, and collaborating with internal teams to manage risk and compliance. Office-based role with potential travel as needed.

Qualifications

• Bachelor's degree in mathematics, actuarial science, finance, business, computer science or other quantitative analysis discipline.
• 5–7 years of underwriting experience for self-funded and converting plans

Responsibilities

• Renewals and new business pricing to meet profitability targets.
• Calculate rates and interpret pricing policy across different markets.
• Identify questionable claim patterns and adjust pricing for renewals.
• Provide guidance and training to lower-level analysts.
• Support risk management, compliance, and product development initiatives.

Skills

Underwriting

Stakeholder management

Analytical ability

Problem solving

Financial pricing

Data analysis

Education

Bachelor's degree in quantitative fields

Job description

HM Insurance Group seeks an experienced Underwriter to price quotes and analyze contracts for group plans, ensuring profitability and alignment with HMIG risk structure. You will assess enrollment, renewals, and amendments, using data and market guidance to set rates and provide supporting analyses.

The role includes guiding junior analysts, applying pricing policies, and collaborating with internal teams to manage risk and compliance. Office-based role with potential travel as needed.