Senior Full Stack Engineer

Charles Schwab; Austin (TX); On-site; USD 140,000 - 180,000; Full time

Job summary

Schwab Technology Services (STS) in Austin, TX is seeking a Senior Software Development & Engineering lead to advance a high‑impact money movement platform. You will partner with product owners and engineers to translate complex business needs into scalable, secure solutions supporting ACH, wire, and other transfers.

You will mentor teams, drive engineering excellence, and use AI-powered tools to accelerate delivery.

Qualifications

• 8+ years of software development and engineering experience designing, building, and supporting enterprise-scale applications.
• Strong experience collaborating with product owners, stakeholders, and engineering teams to deliver outcomes.
• Experience leading technical delivery in an Agile environment, including design, estimation, decomposition, delivery planning.

Responsibilities

• Lead technical delivery and solution design.
• Mentor engineers and promote engineering best practices across the team.
• Drive code reviews and production readiness, ensuring secure, resilient software.
• Collaborate with product, business, and engineering to translate complex needs into scalable technology.

Skills

Software development

Agile delivery

Mentoring engineers

AI-powered tooling

Incident management

Tools

GitHub Copilot

RabbitMQ

CI/CD

PCF/GCP

Angular/React

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

Schwab Technology Services (STS) enables the future of how clients manage their money through innovative and reliable technology solutions that support Schwab’s mission to democratize access to investing and financial planning. Within Advisor Services, the Move Money platform is a critical capability that allows Registered Investment Advisors (RIAs) to securely transfer client funds and securities across accounts and financial institutions through streamlined digital experiences.

As a Software Development & Engineering Senior, you will play a key role in advancing a platform that directly impacts advisor productivity, client experience, operational efficiency, and risk management. You will partner closely with product owners, business stakeholders, and engineering teams to translate complex business needs into scalable technology solutions that support ACH transactions, wire transfers, internal transfers, check processing, and related financial workflows. This role offers the opportunity to influence technical direction, drive innovation, and solve complex engineering challenges while delivering secure, resilient, and high-quality software solutions.

Success in this role requires a combination of technical expertise, leadership, and collaboration. You will contribute hands‑on development while serving as a technical leader within the team, guiding solution design, leading code reviews, mentoring engineers, and promoting engineering excellence. You will leverage modern software engineering practices, agile delivery methodologies, AI‑enabled development tools, test automation frameworks, and cloud‑based principles to accelerate delivery and improve software quality. Additionally, you will proactively identify technology risks, support production resilience, and help develop secure, scalable systems that improve reliability and minimize client impact.

This is an opportunity for a technology professional who is passionate about building innovative solutions, continuously improving engineering practices, and influencing outcomes across cross‑functional teams. You will work alongside talented professionals committed to delivering exceptional experiences while helping shape the next generation of money movement capabilities at Schwab.

What you have

Required Qualifications

• 8+ years of software development and engineering experience designing, building, and supporting enterprise‑scale applications.
• Demonstrated experience designing and optimizing software development processes that improve quality, reliability, scalability, and operational efficiency.
• Strong experience collaborating with product owners, business stakeholders, and engineering teams to define requirements, prioritize work, and deliver business outcomes.
• Experience leading technical delivery efforts within an Agile environment, including solution design, estimation, feature decomposition, and delivery planning.
• Proven ability to conduct code reviews, mentor engineers, and promote engineering best practices across a development team.
• Experience developing secure, resilient, and highly available applications with a focus on operational stability and regulatory compliance.
• Strong understanding of incident management, production support, root cause analysis, and technology risk mitigation.
• Experience establishing or improving quality assurance practices, automated testing approaches, and test‑driven development methodologies.
• Experience designing and supporting data integration processes, application integrations, and software delivery pipelines.
• Experience leveraging AI‑powered developer tools, including GitHub Copilot and other AI‑assisted development technologies, to improve development productivity, code quality, and delivery velocity.
• Strong analytical, problem‑solving, and decision‑making skills with the ability to navigate complex technical challenges

Required Technical Qualifications

• Advanced experience in C# / .NET application and service development, typically built through 8–10+ years of hands‑on engineering experience
• Experience building JavaScript frameworks (Angular, React, etc…)
• Proven ability to develop RESTful APIs and backend services for high‑volume, transaction‑oriented platforms
• Experience using AI‑powered development tools (e.g., GitHub Copilot) to improve engineering productivity
• Experience building and supporting systems with high availability, fault tolerance, and observability
• Hands‑on experience with debugging complex production issues including incident triage and root cause analysis
• Experience with distributed multi‑tier applications, OAuth security, RDBMs DB
• Experience with CI/CD pipelines like GitHub and automated deployment processes
• Ability to support the full software development lifecycle (SDLC) from design through production
• Experience with message brokers like RabbitMQ
• Experience with cloud technologies such as PCF /GCP.
• Experience with Event Driven Architecture, Distributed systems

Preferred Qualifications

• Experience working within financial services, wealth management, banking, payments, or money movement platforms.
• Experience building AI‑augmented engineering workflows that improve automation, validation, quality, and operational efficiency.
• Demonstrated ability to influence technical strategy and drive initiatives across multiple teams and stakeholder groups.
• Experience leading complex cross‑functional initiatives while balancing competing priorities and business objectives.
• Strong verbal and written communication skills with the ability to present technical concepts to diverse audiences.
• Experience establishing engineering standards, driving continuous improvement initiatives, and championing innovation.
• Experience leveraging cloud‑native principles and modern software architecture patterns in enterprise environments.
• Proven ability to develop strategic insights from complex business and technical information to support decision‑making.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance