Senior FP&A Analyst — Remote, Impactful Forecasting

OhioX; Northern (KY); Hybrid; USD 106,000 - 146,000; Full time

Benefits offered by this job

401(k)

Equity

Health insurance

Remote-friendly

Annual wellness allowance

Job summary

Upstart, a leading AI lending marketplace, is seeking a Senior Financial Analyst to own FP&A activities for the Unsecured Lending business. You will forecast, plan, analyze performance, and deliver executive-ready insights.

Build financial models and partner with multiple teams to drive informed decisions in a fast-paced, remote-friendly environment. You will collaborate across FP&A, Accounting, and product teams to ensure accurate forecasting, reporting, and transparency, supporting the

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, Statistics or related field, or equivalent practical experience
• 5+ years of relevant FP&A experience
• Advanced proficiency in Excel or Google Sheets, including experience building complex financial models
• Experience analyzing large data sets and translating financial and business drivers into recommendations for decision-making
• Experience developing financial forecasts, budgets, variance analyses, and financial or operational performance reporting
• Proven ability to learn quickly, work independently, manage multiple priorities under tight deadlines, and operate in a fast-paced environment

Responsibilities

• Support short- and long-term financial planning, forecasting, and budget management for the Unsecured Lending organization
• Develop executive-ready insights and commentary for recurring forecast and business reviews, month-end close, and annual planning
• Analyze financial and operational performance, identify emerging trends and risks, and conduct root-cause analysis when results differ from expectations
• Provide visibility into key drivers and tradeoffs for operating expenses in partnership with department leads
• Improve financial reporting, systems/tooling, and analytical infrastructure to support accurate and scalable decision-making
• Partner across FP&A, Accounting, and cross-functional stakeholders to ensure accurate forecasting, reporting, and transparency

Skills

Financial modeling

Forecasting

Variance analysis

Data analysis

Cross-functional collaboration

Education

Bachelor's degree in Finance/Economics/Accounting/Statistics or related field

Tools

Excel

Looker

Tableau

Mode

SQL

Netsuite

Adaptive Planning

Job description

Upstart, a leading AI lending marketplace, is seeking a Senior Financial Analyst to own FP&A activities for the Unsecured Lending business. You will forecast, plan, analyze performance, and deliver executive-ready insights.

Build financial models and partner with multiple teams to drive informed decisions in a fast-paced, remote-friendly environment. You will collaborate across FP&A, Accounting, and product teams to ensure accurate forecasting, reporting, and transparency, supporting the