Senior Financial Operations Specialist

The Contractor Consultants; Memphis (TN); On-site; USD 70,000 - 80,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

Performance-based bonus

Job summary

Southern Contracting is seeking a Senior Cash Management Specialist to manage daily banking activity, process payments, and monitor cash across multiple entities and bank accounts. The role supports CFO/Controller and accounts payable teams, ensuring accurate, timely, and well-documented payments.

Ideal candidates will have experience with online banking, ACH payments, cash management, and accounting coordination within civil construction or related industries.

Qualifications

• Experience in cash management or daily banking and payments.
• Ability to coordinate across accounts payable, treasury, and accounting.
• Proficiency with Excel and accounting software.

Responsibilities

• Process approved payments and enter ACH payments in online banking systems.
• Monitor daily banking activity and cash availability across multiple entities.
• Coordinate transfers and ensure timely, accurate bank transactions and reconciliations.
• Maintain internal controls and document banking activities for audit purposes.

Skills

Cash management

Banking operations

Payments processing

Excel

Accounting software

Multi-entity accounting

Education

Experience in accounting/finance

Tools

Online banking platforms

ACH payments

Job description

Job Title: Senior Senior Financial Operations Specialist

Company Name: Southern Contracting, LLC

Salary: $70,000–$80,000 per year

Location: Memphis, TN

Employment Type: Full-Time

Industry:Civil Construction / Utilities / Sitework

Job Overview

Southern Contracting is seeking a detail-oriented Senior Cash Management Specialist to manage daily banking activity, process approved payments, and monitor cash availability across multiple entities and bank accounts.

This hands-on role works closely with the CFO/Controller, accounts payable staff, and project teams to ensure payments are accurate, timely, and properly documented. The ideal candidate has experience with online banking, ACH payments, cash management, and accounting coordination. Experience in civil construction or a related construction industry is preferred.

This position oversees financial processes and does not supervise employees.

Who We Are

Southern Contracting is a trusted name in civil construction, utilities, and sitework, delivering projects across commercial and federal sectors. As part of our close-knit group of companies, you’ll work with a collaborative team where your contributions matter. We value teamwork, accountability, and professional growth. Our team supports projects that serve our communities and our country.

Key Responsibilities

• Payment Processing & Execution
• Ensure approved vendor, subcontractor, and other accounts payable payments are processed accurately and on time.
• Enter ACH payments into online banking platforms and route them for appropriate approval and release.
• Monitor scheduled payments to confirm they are successfully transmitted, funded, and received.
• Research and resolve rejected ACHs, returned payments, incorrect banking information, and other payment issues.
• Respond to payment-status questions from owners, Project Managers, vendors, and accounting personnel.
• Prioritize time-sensitive payments based on due dates, project requirements, and management direction.
• Coordinate with accounts payable personnel to ensure approved payments are ready for processing.
• Daily Banking & Cash Management
• Review daily banking activity across multiple bank accounts and entities.
• Monitor cash balances to identify funding needs for accounts payable, payroll, debt service, and other obligations.
• Coordinate transfers between accounts according to established authorization and approval procedures.
• Monitor checks, ACHs, wires, deposits, automatic drafts, and other transactions for unusual or unexpected activity.
• Maintain an accurate, up-to-date understanding of cash availability across the organization.
• Bank Activity & Accounting Coordination
• Ensure bank transactions are communicated to accounting personnel and properly reflected in the accounting system.
• Identify bank activity that has not been recorded in the general ledger and coordinate its resolution.
• Clearly identify transfers between entities and accounts for accounting purposes.
• Research unidentified deposits, withdrawals, ACH drafts, bank fees, and other transactions.
• Assist accounting personnel with clearing outstanding or unreconciled banking items.
• Financial Controls & Banking Administration
• Follow established authorization and approval requirements for ACHs, wires, and transfers.
• Maintain relationships with banking contacts and help resolve banking issues.
• Maintain records of bank accounts, authorized users, payment limits, and account purposes.
• Support the CFO/Controller with cash reporting, banking requests, and related financial projects.
• Handle sensitive banking and financial information with accuracy and discretion.

Qualifications

• Experience in cash management, banking operations, payment processing, or an accounting role with significant responsibility for daily banking and payments.
• Experience in civil construction, heavy construction, utilities, or sitework is preferred, particularly handling vendor and subcontractor payments.
• Experience working with multiple bank accounts; experience supporting multiple entities is preferred.
• Working knowledge of ACH payments, wire transfers, online banking platforms, and payment approval procedures.
• Understanding of general ledger transactions, bank reconciliations, and transfers between entities.
• Proficiency in Microsoft Excel and accounting software.
• Strong attention to detail and the ability to manage competing deadlines.
• Ability to investigate discrepancies, resolve payment issues, and follow through on outstanding items.
• Strong communication skills and the ability to work effectively with accounting staff, project teams, vendors, and banking contacts.
• Sound judgment and discretion when handling confidential financial information.

Benefits

Southern Contracting offers benefits designed to support your professional and personal growth:

• Medical, dental, and vision insurance.
• 401(k) plan with company match.
• Performance-based bonus opportunities.
• Paid training and professional development.
• Paid holidays, vacation, and sick leave.
• Weekly pay.
• Employee recognition through rewards and prizes.

Schedule

• Full-Time
• Monday–Friday

Equal Employment Opportunity

Southern Contracting is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected status.