Senior Financial Analyst: P&L, Forecasting & Growth

Credit One Bank; Las Vegas (NV); On-site; USD 90,000 - 120,000; Full time

Job summary

Credit One Bank in Las Vegas, NV seeks a Senior Financial Analyst to manage and optimize risk-adjusted profitability of existing customer programs. You will perform deep-dive program analysis, develop forecasting models, and deliver insights to drive growth without compromising profitability.

The role requires a strong background in Finance or related fields, 5+ years in analytics, proficiency in Excel, SAS/SQL, and excellent communication.

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field.
• 5+ years work experience in Finance, Risk, Analytics, or similar role.
• 5+ years advanced use of: Microsoft Excel, Microsoft PowerPoint, SAS or SQL.
• Excellent analytical, problem-solving, and decision-making skills.
• Ability to prioritize projects, work independently, deal with ambiguity, handle tight deadlines, and achieve effective results in a fast-paced, dynamic environment.
• Experience analyzing large data sets, developing recommendations, and simplifying for presentation.
• Excellent verbal and written communication skills.
• Ability to work well with various departments and teammates.
• Constant desire to learn and grow.

Responsibilities

• Analyze program-level historical P&L performance to identify revenue opportunities and risk factors such as roll rates and delinquent buckets at an early stage.
• Communicate trends and findings to team members, upper management, and stakeholders via department meetings with PowerPoint presentations on a monthly and quarterly basis.
• Forecast future performance of existing customer programs utilizing Excel-based and SAS-based P&L forecast models while assessing variances between forecasted vs. actual results.
• Optimize strategies to grow the company’s bottom line including testing of various fees, credit line increase and convenience check amounts.
• Develop ad-hoc historical reports to assist with financial analysis as needed.

Skills

Analytical

Problem-solving

Decision-making

Communication

Prioritization

Independence

Work under pressure

Education

Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field

5+ years work experience in Finance, Risk, Analytics, or similar role

Advanced degree in Finance, Economics, Business, or Mathematics

Tools

Excel

PowerPoint

SAS

SQL

Excel VBA

Job description

Credit One Bank in Las Vegas, NV seeks a Senior Financial Analyst to manage and optimize risk-adjusted profitability of existing customer programs. You will perform deep-dive program analysis, develop forecasting models, and deliver insights to drive growth without compromising profitability.

The role requires a strong background in Finance or related fields, 5+ years in analytics, proficiency in Excel, SAS/SQL, and excellent communication.