Senior Financial Analyst

Medallion Bank; Salt Lake City (UT); Hybrid; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical, dental, vision

401K with company match

PTO including holidays and vacation

Financial Wellness Program

Volunteer opportunities

Culture and collaboration

Work-life balance

Open door policy

Job summary

Medallion Bank is seeking a Senior Financial Analyst to support asset disposition strategy and FP&A functions through loan portfolio analytics, valuation modeling, forecasting, and management reporting.

The role collaborates with the Director of FP&A and interacts with leadership on performance and decision-making.

Qualifications

• Bachelor’s degree in accounting, finance, economics, business administration, data analytics, or related field.
• Minimum 4–6 years of related banking, finance, accounting, treasury, credit, capital markets, portfolio analytics, or asset management experience.
• Experience supporting asset disposition, loan sale analysis, or portfolio valuation strongly preferred.

Responsibilities

• Support asset disposition activities: loan sales, valuation modeling, portfolio analytics, and marketing materials.
• Prepare and present analyses on portfolio performance, pricing, and expected recoveries.
• Assist with annual budget and periodic financial forecasts; track actuals vs. expectations.
• Produce management reports and reporting for the Board on the approved annual schedule.
• Support ALCO meetings: prepare materials and presentation packets.

Skills

Analytical skills

Written and verbal communication

Excel modeling

MS Office proficiency

SQL

Power BI

GAAP knowledge

Data analysis

Education

Bachelor's degree in accounting, finance, economics, business administration, data analytics, or related field

Tools

Power BI

SQL

Financial planning systems

Job description

Please Note: This is a Utah-based hybrid position, which will require some regular in-office days each week. Additionally, employment with Medallion Bank is contingent on passing both a background check and maintaining a clean background.

Who we are

At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!

How You Will Support the Team

The Senior Financial Analyst reports to the Director, FP&A and is responsible for supporting the Bank’s asset disposition strategy and financial planning and analysis functions through loan portfolio analytics, valuation modeling, transaction support, forecasting, and management reporting. This role will serve as a key analytical resource for evaluating loan sale opportunities, disposition economics, portfolio performance, and the financial impact of asset disposition decisions, while also supporting budgeting, forecasting, and broader Finance team reporting needs.

What We Are Looking For

• Following established policies and procedures, perform duties related to asset disposition, FP&A, investment management, liquidity/funds management, stress testing, capital adequacy analysis, and interest rate risk management.
• Support asset disposition activities, including loan sales, valuation modeling, portfolio analytics, preparation of marketing materials, and participation in discussions with prospective buyers.
• Build, maintain, and improve financial models used to evaluate asset disposition alternatives, including retained-versus-sold analysis, discounted cash flow modeling, gain/loss analysis, pricing sensitivity, and expected recovery outcomes.
• Analyze portfolio performance trends, including origination volume, balances, yields, credit performance, charge-offs, recoveries, prepayments, delinquencies, and other drivers of asset value.
• Assist with the annual budget and periodic financial forecasts by gathering necessary data inputs, running forecast models, tracking actual results versus expectations, and preparing management reports.
• Prepare reporting for management and the board of directors on the approved annual reporting schedule, and in response to emerging needs and as requested.
• Support Asset/Liability Committee (ALCO) meetings, include preparation of meeting materials and presentation packets.
• Support the public reporting process by preparing accurate reports and reviewing the draft filings as needed.
• Performs other duties as assigned.

You would be a GREAT fit with these skills

• Excellent analytical, written, and verbal communication skills.
• Self-motivated and hard working. Must be able to handle multiple tasks simultaneously and operate under strict deadlines.
• Strong proficiency with Microsoft Office, advanced Excel modeling, large data sets, financial models, and risk management tools and software.
• Experience with SQL, Power BI, financial planning systems, or other data analysis tools preferred.
• Demonstrated knowledge in key areas of finance and accounting, including a general understanding of GAAP.

Preferred Level of Experience

• Bachelor’s degree in accounting, finance, economics, business administration, data analytics, or a related field.
• Minimum 4-6 years of related banking, finance, accounting, treasury, credit, capital markets, portfolio analytics, or asset management work experience.
• Experience supporting asset disposition, loan sale analysis, or portfolio valuation strongly preferred.

Physical Demands and Requirements

• Cubicle or home office with minimal exposure to distractions or environmental hazards.
• Hybrid home/cubicle work options may be available with some in office work required.
• Overtime may be required.

What’s in it for YOU?

• Comprehensive benefits including medical, dental, vision, disability, and life insurance
• 401K with a company match
• PTO including 11 paid holidays, vacation time and sick time
• Financial Wellness Program
• Volunteer Opportunities
• Awesome company culture and co-workers who love to work here!
• Work Life Balance – We don’t use that term lightly!
• Company Wide Open Door Policy