Financial Analyst

Extraco Banks, N.A.; Waco (TX); On-site; USD 75,000 - 95,000; Full time

Benefits offered by this job

Opportunity for professional growth

Collaborative work environment

Exposure to high-impact financial initiatives

Job summary

Extraco Banks, N.A. is seeking a highly analytical Financial Analyst to join their Finance team in Waco, Texas. This role supports financial planning, reporting, and decision-making processes with executive leadership involvement.

The ideal candidate will have 5-7 years of relevant experience, strong analytical skills, and the ability to present insights clearly within a collaborative workplace focused on professional growth.

Qualifications

• 5–7 years of relevant experience in financial analysis and modeling.
• Experience with advanced Excel and large datasets.
• Strong understanding of financial statements and modeling techniques.

Responsibilities

• Support the CFO in financial analysis and modeling.
• Develop and maintain financial models including stress testing.
• Prepare quarterly Board reporting packages.

Skills

Financial analysis and modeling

Attention to detail

Analytical problem-solving

Strong communication skills

Advanced Excel

Education

Bachelor’s degree in Finance, Accounting, or related field

Tools

S&P Capital IQ

Cognos

ALM software

Job description

We are seeking a highly analytical and detail-oriented Financial Analyst to join our Finance team. This role is critical to supporting the organization’s financial planning, reporting, and strategic decision-making processes.

The ideal candidate will partner closely with executive leadership to develop financial insights, build complex models, and support key initiatives including budgeting, forecasting, and asset/liability management (ALM). This is an excellent opportunity for a finance professional looking to make a meaningful impact within a dynamic and regulated financial institution.

Key Responsibilities

Core Responsibilities

• Support the CFO in financial analysis, modeling, and strategic initiatives
• Develop, maintain, and analyze complex financial models, including stress testing scenarios
• Assist in ALM reporting, including preparation of IRR and risk management reports
• Partner with the Controller on the annual budgeting process, ensuring accuracy of assumptions and data inputs
• Maintain and improve budgeting and reporting systems, models, and financial structures

Additional Responsibilities

• Analyze deposit and loan pricing to support profitability and rate strategies
• Monitor liquidity needs, including FHLB/FRB advance analysis
• Develop and maintain ad hoc financial and operational reports
• Aggregate and analyze data from multiple systems to deliver actionable insights
• Prepare quarterly Board reporting packages and support strategic planning initiatives
• Participate in special projects and process improvement efforts

Qualifications

Education

• Bachelor’s degree in Finance, Accounting, or related field required

Experience

• 5–7 years of relevant experience, which may include:
  • Financial analysis and modeling
  • Credit or investment analysis
  • ALM or ALCO support
  • Budgeting and forecasting
  • Bond accounting or trading
• Experience with tools such as S&P Capital IQ, Cognos, ALM software, or similar platforms preferred
• Advanced Excel and strong technical data skills
• Experience working with large datasets, databases, and query tools
• Strong understanding of financial statements and modeling techniques
• Proven analytical, problem-solving, and critical thinking abilities
• Exceptional attention to detail and organizational skills
• Strong communication skills with the ability to present financial insights clearly
• Ability to thrive in a fast-paced, collaborative environment

Work Environment & Physical Requirements

• Professional office setting with moderate noise levels
• Primarily sedentary role requiring extended periods at a computer
• Regular use of standard office equipment
• Occasional travel for meetings or training
• Ability to review detailed financial data and reports
• Light lifting (up to 10–15 pounds) may be required

Why Join Us?

• Opportunity to work closely with executive leadership and influence strategic decisions
• Exposure to high-impact financial initiatives and enterprise-level reporting
• Collaborative, team-oriented environment
• Strong focus on professional growth and long-term career development

Equal Opportunity Employer

Extraco Banks is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic. We are committed to fostering an inclusive, respectful, and equitable workplac e .