Senior Family Risk Advisor - Personal Lines

World Insurance As; Stockade District (NY); On-site; USD 50,000 - 70,000; Full time

Job summary

World Insurance Associates is hiring a Family Risk Specialist to assess personal risk exposures and tailor protection strategies for individuals and families. You’ll combine consultative sales, risk analysis, and relationship management to help clients protect assets and finances.

Most opportunities come from company leads, with additional prospects developed via networking. The role involves discovery conversations, coverage evaluation, and delivering integrated home, auto, umbrella, and

Qualifications

• 3-5 years of personal lines insurance, consultative sales, risk advisory, financial services, or related client-facing experience.
• Demonstrated ability to conduct discovery conversations, assess client needs, and explain coverage options.
• Strong analytical, relationship-building, communication, and consultative selling skills.
• Ability to organize and manage a mixed pipeline of company-generated and self-developed opportunities.
• Ability to exercise sound judgment and make client-specific recommendations within established authority.
• Active Property & Casualty license required.

Responsibilities

• Conduct comprehensive discovery conversations to understand client assets, lifestyle, and insurance needs.
• Analyze client circumstances to identify coverage gaps and exposures.
• Evaluate existing arrangements and determine fit with client risk profiles.
• Provide recommended coverage options and independent judgment on solutions.
• Coordinate with carriers and underwriters to implement protection plans.

Skills

Personal lines knowledge

Consultative selling

Risk advisory

Client relationship management

Property & Casualty license

Education

High school diploma or equivalent

Bachelor's degree or equivalent

Job description

World Insurance Associates is hiring a Family Risk Specialist to assess personal risk exposures and tailor protection strategies for individuals and families. You’ll combine consultative sales, risk analysis, and relationship management to help clients protect assets and finances.

Most opportunities come from company leads, with additional prospects developed via networking. The role involves discovery conversations, coverage evaluation, and delivering integrated home, auto, umbrella, and