Family Risk Advisor - Protect & Grow Clients' Futures

World Insurance As; Wakefield (MA); On-site; USD 50,000 - 80,000; Full time

Benefits offered by this job

Medical/dental/vision

401(k) with immediate vesting

Competitive compensation

Job summary

World Insurance Associates LLC is seeking a Family Risk Specialist in the United States to assess personal risk exposures, develop tailored protection strategies, and build long-term client relationships. The role combines consultative sales, risk analysis, and advisory services across personal lines including home, auto, and umbrella coverage.

The ideal candidate has 3-5 years of related experience, a Property & Casualty license, and strong communication and analytical skills.

Qualifications

• 3-5 years of personal lines insurance, consultative sales, risk advisory, financial services, or related client-facing experience.
• Ability to conduct discovery conversations and explain coverage options.
• Strong analytical, relationship-building, communication, and consultative selling skills.
• Ability to organize and manage a mixed pipeline of company-generated and self-developed opportunities.
• Active Property & Casualty license required.
• Risk assessment and analysis.
• Independent judgment and decision-making.
• Client relationship management.
• Communication and influence.
• Professional accountability.

Responsibilities

• Conduct comprehensive discovery conversations to understand client assets, lifestyle, financial considerations, liability exposures, and insurance needs.
• Analyze client circumstances and risk profiles to identify coverage gaps, emerging exposures, and areas requiring additional protection.
• Evaluate existing insurance arrangements and determine whether the current program appropriately addresses the client's overall risk profile.
• Exercise independent judgment in interpreting client information and determining which risks and coverage alternatives require further evaluation.
• Develop and recommend integrated insurance packages across home, auto, umbrella, and other applicable personal lines coverages.
• Coordinate with carrier and underwriting partners to evaluate available solutions while retaining responsibility for the client-facing recommendation.
• Build trusted, long-term client relationships through credible advice, responsive communication, and consistent follow-through.

Skills

Client discovery

Risk assessment

Relationship management

Consultative selling

Communication

P&C license

Sales pipeline

Education

High school diploma

Bachelor's degree preferred

Job description

World Insurance Associates LLC is seeking a Family Risk Specialist in the United States to assess personal risk exposures, develop tailored protection strategies, and build long-term client relationships. The role combines consultative sales, risk analysis, and advisory services across personal lines including home, auto, and umbrella coverage.

The ideal candidate has 3-5 years of related experience, a Property & Casualty license, and strong communication and analytical skills.