Senior Family Risk Advisor

Insurancecenterinc; Boston (MA); Hybrid; USD 50,000 - 80,000; Full time

Job summary

World Insurance Associates seeks a Senior Family Risk Specialist to assess personal risk exposures, tailor protection strategies, and advise individuals and families on insurance solutions. The role emphasizes discovery, risk analysis, and relationship management across personal lines.

You will manage personal lines opportunities, develop a regional pipeline, and work with carriers to deliver comprehensive coverage while building durable client relationships.

Qualifications

• 3-5 years of personal lines insurance, consultative sales, risk advisory, financial services, or related client-facing experience.
• Demonstrated ability to conduct discovery conversations, assess client needs, and explain coverage options.
• Strong analytical, relationship-building, communication, and consultative selling skills.
• Ability to organize and manage a mixed pipeline of company-generated and self-developed opportunities.
• Ability to exercise sound judgment and make client-specific recommendations within established authority.
• Active Property & Casualty license required.

Responsibilities

• Conduct comprehensive discovery conversations to understand each client's assets, lifestyle, financial considerations, liability exposures, and insurance needs.
• Analyze client circumstances and risk profiles to identify coverage gaps, emerging exposures, and areas requiring additional protection.
• Evaluate existing insurance arrangements and determine whether the current program appropriately addresses the client's overall risk profile.
• Exercise independent judgment in interpreting client information and determining which risks and coverage alternatives require further evaluation.
• Develop and recommend integrated insurance packages across home, auto, umbrella, and other applicable personal lines coverages.
• Package appropriate coverage at the point of sale based on the client's identified exposures and broader protection needs, with a target package rate of 50%.

Skills

Consultative discovery

Risk assessment

Coverage strategy

Independent judgment

Client relationship management

Business development

Communication and influence

Professional accountability

Education

High school diploma or equivalent

Bachelor's degree or equivalent

Job description

World Insurance Associates seeks a Senior Family Risk Specialist to assess personal risk exposures, tailor protection strategies, and advise individuals and families on insurance solutions. The role emphasizes discovery, risk analysis, and relationship management across personal lines.

You will manage personal lines opportunities, develop a regional pipeline, and work with carriers to deliver comprehensive coverage while building durable client relationships.