Senior ERM & ORSA Leader

Zing Health; Illinois; On-site; USD 140,000 - 200,000; Full time

Benefits offered by this job

Competitive salary

Medical, Dental, Vision

Employer-Paid Life Insurance

401K match

Paid Time Off

Employee Assistance Programs

Job summary

Zing Health seeks a Senior ERM Specialist to lead the design, execution, and continuous improvement of the enterprise risk management framework. You will own ORSA and coordinate across actuarial, finance, compliance, legal, and internal audit to prepare regulator-ready documentation.

You will report on risk assessments and youth reduce risk exposure while guiding senior leadership through risk insights and strategic decisions in a highly regulated health insurance environment.

Qualifications

• Six or more years of progressive experience in enterprise risk management, internal audit, compliance, or related roles within the health insurance industry.
• Demonstrated ownership-level experience with ORSA, including report drafting and regulator interaction.
• Strong knowledge of health insurance regulatory frameworks and NAIC ERM principles.
• Ability to work independently, exercise professional judgment, and influence senior stakeholders.

Responsibilities

• Lead the annual enterprise risk assessment cycle and oversee ongoing risk identification, evaluation, and monitoring across the organization.
• Own and maintain the enterprise risk register, including risk statements, inherent and residual risk ratings, controls, mitigation strategies, and ownership.
• Provide guidance on alignment of enterprise risks with the Company’s risk appetite, tolerances, and limits, and elevate material deviations.
• Identify and assess emerging risks across regulatory, operational, financial, technology, and strategic domains.
• Serve as a primary owner or co-owner of the Company’s ORSA program, including planning, execution, and annual reporting.
• Draft, review, and refine the ORSA Summary Report to ensure alignment with NAIC expectations and regulatory guidance.
• Coordinate with actuarial and finance teams on stress testing, scenario analysis, capital management, and liquidity risk.
• Support regulatory inquiries, examinations, and follow-up activities related to ORSA filings.
• Prepare and present enterprise risk reporting, dashboards, and materials for senior management and Board or Board committees.
• Translate complex risk data into clear, decision‑oriented executive communications.
• Support development and alignment of Form F (Enterprise Risk Report) and other enterprise‑level regulatory disclosures.
• Ensure consistency across ERM, ORSA, and MAR-related governance and reporting.
• Act as a trusted risk advisor to business leaders and operational stakeholders.
• Coordinate ERM activities with Internal Audit, Compliance, Legal, Finance, and Actuarial teams.
• Promote a strong risk culture emphasizing accountability and informed decision‑making.
• Mentor junior ERM staff or support risk owners in strengthening risk practices.
• Evaluate and enhance ERM methodologies, frameworks, and reporting tools.
• Monitor regulatory developments and industry best practices related to ERM and ORSA.
• Support long‑term ERM maturity planning and sustainability.

Skills

ORSA ownership

Regulatory reporting

Cross-functional collaboration

Risk assessment

Mentoring

Education

Bachelor’s degree in Risk Management or related field

Job description

Zing Health seeks a Senior ERM Specialist to lead the design, execution, and continuous improvement of the enterprise risk management framework. You will own ORSA and coordinate across actuarial, finance, compliance, legal, and internal audit to prepare regulator-ready documentation.

You will report on risk assessments and youth reduce risk exposure while guiding senior leadership through risk insights and strategic decisions in a highly regulated health insurance environment.