Senior Credit Underwriter - Asset‑Based Lending Leader

Bank of America; Portland (OR); On-site; USD 90,000 - 130,000; Full time

Job summary

Bank of America in Portland seeks a Senior Credit Underwriter to support underwriting and monitoring for new and existing clients within Bank of America Business Capital. You will manage portfolios, perform financial analysis, and guide loan decisions.

The role emphasizes collaboration with Relationship Management, Risk teams, and external partners, with focus on credit policy adherence and effective documentation.

Qualifications

• 5+ years’ experience credit, underwriting, and structuring of corporate lending transactions.
• Ability to work independently on complex credit transactions.
• Knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements).
• Able to establish and maintain collaborative partnerships with internal and external clients.
• Demonstrates strong teamwork and ability to achieve win‑win solutions.
• Demonstrates broad business acumen with strong credit and technical skills.
• Navigate multiple client and support organizations to achieve successful outcomes.

Responsibilities

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity.
• Independently works with Relationship Management and Risk teammates to understand structuring needs.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to support loan decisions.
• Reviews junior teammates' work to provide feedback and ensure compliance with laws, rules and policy procedures.
• Has credit approval for certain credit actions.
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners.
• Interfaces with clients, financial sponsors, and outside counsel to document and close transactions.
• Ensures adherence to credit policies, guidelines, procedures, and regulatory requirements.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma/GED

BA/BS in Finance/Accounting or related

Job description

Bank of America in Portland seeks a Senior Credit Underwriter to support underwriting and monitoring for new and existing clients within Bank of America Business Capital. You will manage portfolios, perform financial analysis, and guide loan decisions.

The role emphasizes collaboration with Relationship Management, Risk teams, and external partners, with focus on credit policy adherence and effective documentation.