Senior Credit Underwriter – Asset‑Based Lending Lead

Bank of America Corporation; Dallas (TX); On-site; USD 110,000 - 160,000; Full time

Job summary

Bank of America is seeking a Senior Credit Underwriter to support underwriting and monitoring for new and existing clients within Bank of America Business Capital (BABC). The role involves independently managing portfolios, conducting in-depth credit analysis, and negotiating loan documentation.

You will work with relationship management and risk teams to structure financing opportunities and ensure timely, accurate analyses.

Qualifications

• 5+ years’ experience credit underwriting and structuring of corporate lending transactions.
• Ability to work independently on complex and sensitive credit deals.
• Familiarity with legal documentation (commitment papers, term sheets, credit agreements).

Responsibilities

• Manage portfolios with limited to moderate complexity.
• Lead financial modeling, loan structuring, and analyses to support loan decisions.
• Review junior staff work and ensure compliance with laws and policy procedures.
• Lead loan structure conversations and coordination of loan documentation with internal/external counsel.
• Interface with clients, relationships teams, risk partners, and external parties to close transactions.

Skills

Credit underwriting

Analytical thinking

Attention to detail

Written communications

Team collaboration

Education

BA/BS in Finance, Accounting or related

Job description

Bank of America is seeking a Senior Credit Underwriter to support underwriting and monitoring for new and existing clients within Bank of America Business Capital (BABC). The role involves independently managing portfolios, conducting in-depth credit analysis, and negotiating loan documentation.

You will work with relationship management and risk teams to structure financing opportunities and ensure timely, accurate analyses.