Senior Credit Strategy Analyst

BNY Mellon; New York (NY); On-site; USD 90,000 - 130,000; Full time

Job summary

BNY Mellon in New York, NY seeks a Senior Specialist in Credit Management to advance the Credit Services Platform. You will analyze complex entities to evaluate business justifications for Institutional Bank credit requests and support the bank's credit strategy.

You''ll review term sheets, track client revenue trends, calculate returns on capital, and evaluate exposure relative to peers, while collaborating with partners to crystallize the business case.

Qualifications

• Bachelor's degree or equivalent experience required.
• Experience in credit, lending, banking or financial risk analysis preferred.
• Advanced Excel skills required; Python/SQL experience a plus.

Responsibilities

• Analyze complex entities to evaluate business justification for Institutional Bank credit requests.
• Review transaction term sheets and client revenue trends; assess growth opportunities.
• Calculate returns on capital and evaluate exposure relative to peers and lenders.
• Support underwriting, documentation, and monitoring of credit facilities.
• Advise on regulatory capital and liquidity implications of exposures.
• Collaborate with internal partners to maintain balance sheet discipline and franchise value.
• Contribute to AI-enabled projects and related team objectives.

Skills

Credit analysis

Financial modeling

Excel

Python/SQL basics

Education

Bachelor's degree in related discipline

Job description

BNY Mellon in New York, NY seeks a Senior Specialist in Credit Management to advance the Credit Services Platform. You will analyze complex entities to evaluate business justifications for Institutional Bank credit requests and support the bank's credit strategy.

You''ll review term sheets, track client revenue trends, calculate returns on capital, and evaluate exposure relative to peers, while collaborating with partners to crystallize the business case.