Senior Credit Risk Manager – Commodities & Markets

ICBC Standard Bank Plc; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

ICBC Standard Bank Plc’s Risk division in New York seeks a Credit Risk professional to form, articulate and defend credit views on counterparties and transactions within Global Markets, EM, commodities and structured financing.

You will own the ongoing credit assessment for a defined portfolio, determine limits and covenants, escalate issues, and collaborate with front‑office teams to shape deal structures while maintaining risk discipline.

Qualifications

• 3-5+ years’ experience in credit risk, covering market‑facing businesses such as commodities, EM, structured finance or trading counterparties.
• Demonstrated experience forming and defending independent credit recommendations.
• Strong understanding of transaction structures, documentation (e.g. LMA / ISDA) and credit risk mitigants.
• Ability to balance commercial considerations with disciplined risk judgement under time pressure.
• Fluent English required; Spanish and/or Portuguese desirable but not essential.

Responsibilities

• Evaluate and approve credit applications for a defined portfolio of Commodities and/or FIC counterparties.
• Prepare, own and recommend credit applications for new transactions, amendments and annual reviews with clear rationale.
• Form independent views on counterparty business models, sector dynamics and risks through financial analysis and research.
• Recommend credit limits, tenors, structures and conditions in line with risk appetite.
• Own ongoing credit risk assessment for a portfolio, including limits, exposures and covenant compliance.

Skills

Credit risk

Credit analysis

Financial analysis

Quantitative analysis

Communication skills

Job description

ICBC Standard Bank Plc’s Risk division in New York seeks a Credit Risk professional to form, articulate and defend credit views on counterparties and transactions within Global Markets, EM, commodities and structured financing.

You will own the ongoing credit assessment for a defined portfolio, determine limits and covenants, escalate issues, and collaborate with front‑office teams to shape deal structures while maintaining risk discipline.