Senior Commodity Credit Risk Analyst

Citigroup Inc.; Houston (TX); On-site; USD 76,000 - 106,000; Full time

Benefits offered by this job

Medical Benefits

401(k)

Paid Time Off

Job summary

Citigroup Inc. seeks a Credit Risk Senior Analyst to manage a commodities portfolio, performing in-depth credit analysis and underwriting for derivative facilities. You will prepare CAMs, assign risk ratings, and monitor exposure across corporate clients in Power, Natural Gas, and Precious Metals.

You will support front-office origination, present risk mitigation, and aggregate data for portfolio reviews while reporting to the Commodities Underwriter Manager.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, or related field.
• 3–5 years of credit experience in Banking or Credit Risk Management, preferably with Commodities exposure.

Responsibilities

• Perform fundamental credit analysis of counterparties in the Commodities sector using quantitative and qualitative factors.
• Prepare Credit Approval Memos (CAMs) and assign risk ratings based on independent assessment and due diligence.
• Monitor the portfolio for price volatility, supply/demand fundamentals, and geopolitical risks; escalate concerns.
• Review and recommend risk ratings across the Commodities Counterparty portfolio.
• Support senior Underwriters on new transaction approvals, trade structures, and memos.

Skills

Credit Risk Analysis

Financial Modeling

Underwriting

Regulatory Knowledge

Derivatives & Commodities

Stakeholder Communication

Education

Bachelor's degree in Finance

Related field experience

Tools

Excel

Credit Systems

Financial Modeling Tools

Job description

Citigroup Inc. seeks a Credit Risk Senior Analyst to manage a commodities portfolio, performing in-depth credit analysis and underwriting for derivative facilities. You will prepare CAMs, assign risk ratings, and monitor exposure across corporate clients in Power, Natural Gas, and Precious Metals.

You will support front-office origination, present risk mitigation, and aggregate data for portfolio reviews while reporting to the Commodities Underwriter Manager.